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<br /> <br /> Home ownership is big.<br /> Your down payment doesn't have to be.<br /> Our RI Community Lending Program can help!<br /> · Grant options for closing costs or down payment<br /> · Waived lender fees and low or discounted rates<br /> · Qualify by income and/or property location<br /> To learn more about our RI Community Lending Program, call one of<br /> Washington Trust's Mortgage Professionals, or scan the QR code.<br /> washtrust.com/ricommunitylending | 800.475.2265<br /> NMLS #414726<br /> All loans subject to credit<br /> and underwriting approval.<br /> 2 | RI REALTORS® YEAR IN REVIEW<br /> RI REALTORS®<br /> Rhode Is‰and Association of<br /> REALTORS® & State-Wide<br /> Multiple Listing Service<br /> 100 Bignall St, Warwick, RI 02888<br /> Phone: (401) 785-9898<br /> Email: info@RIRealtors.org<br /> info@statewidemls.com<br /> YEAR IN REVIEW REALTOR® STAFF<br /> Philip Tedesco, RCE, CAE, CIPS<br <a title="RIR_2023 page 1" href="https://secure.viewer.zmags.com/publication/552669e2?page=1"> </a> <a title="RIR_2023 page 2" href="https://secure.viewer.zmags.com/publication/552669e2?page=2"> Home ownership is big. Your down payment doesn't </a> <a title="RIR_2023 page 3" href="https://secure.viewer.zmags.com/publication/552669e2?page=3"> RI REALTORS® Rhode Is‰and Association of REALTOR</a> <a title="RIR_2023 page 4" href="https://secure.viewer.zmags.com/publication/552669e2?page=4"> Options for your first home. We have the financi</a> <a title="RIR_2023 page 5" href="https://secure.viewer.zmags.com/publication/552669e2?page=5"> WELCOME From the CEO... T RU</a> <a title="RIR_2023 page 6" href="https://secure.viewer.zmags.com/publication/552669e2?page=6"> RI REALTORS® LEADERSHIP A Big Thank You to Our 2</a> <a title="RIR_2023 page 7" href="https://secure.viewer.zmags.com/publication/552669e2?page=7"> Everybody deserves a place to call home. RI REALT</a> <a title="RIR_2023 page 8" href="https://secure.viewer.zmags.com/publication/552669e2?page=8"> MEET YOUR 2024 ASSOCIATION PRESIDENT PROVIDENC</a> <a title="RIR_2023 page 9" href="https://secure.viewer.zmags.com/publication/552669e2?page=9"> M E E T Y O U R 2 0 2 4 A S S O C I AT I O N P R </a> <a title="RIR_2023 page 10" href="https://secure.viewer.zmags.com/publication/552669e2?page=10"> 2023 RI REALTORS® Legislative Update What's in s</a> <a title="RIR_2023 page 11" href="https://secure.viewer.zmags.com/publication/552669e2?page=11"> LANDLORD-TENANT RIGHTS AND RESPONSIBILITIES Ensu</a> <a title="RIR_2023 page 12" href="https://secure.viewer.zmags.com/publication/552669e2?page=12"> REALTORS® Don't Stop Caring After the Sale is Don</a> <a title="RIR_2023 page 13" href="https://secure.viewer.zmags.com/publication/552669e2?page=13"> RI REALTORS® Global Council: Bridging Rhode Isla</a> <a title="RIR_2023 page 14" href="https://secure.viewer.zmags.com/publication/552669e2?page=14"> Your Local Mortgage Leader for Over 24 Years!! He</a> <a title="RIR_2023 page 15" href="https://secure.viewer.zmags.com/publication/552669e2?page=15"> MLS UPDATE A year of challenges and opportunitie</a> <a title="RIR_2023 page 16" href="https://secure.viewer.zmags.com/publication/552669e2?page=16"> 2023 YEAR-END Rates Up, Housing Sales Down in </a> <a title="RIR_2023 page 17" href="https://secure.viewer.zmags.com/publication/552669e2?page=17"> 2023 YEAR-END RI'S 2023 HOUSING SALES AT A GLA</a> <a title="RIR_2023 page 18" href="https://secure.viewer.zmags.com/publication/552669e2?page=18"> 2023 YEAR-END BRISTOL COUNTY: Barrington, Brist</a> <a title="RIR_2023 page 19" href="https://secure.viewer.zmags.com/publication/552669e2?page=19"> 2023 YEAR-END NEWPORT COUNTY: Jamestown, Little</a> <a title="RIR_2023 page 20" href="https://secure.viewer.zmags.com/publication/552669e2?page=20"> 20 | 2023 YEAR-END COUNTY KENT KENT COUNTY: Co</a> <a title="RIR_2023 page 21" href="https://secure.viewer.zmags.com/publication/552669e2?page=21"> Thank You! </a> <a title="RIR_2023 page 22" href="https://secure.viewer.zmags.com/publication/552669e2?page=22"> 22 | 2023 YEAR-END COUNTY PROVIDENCE PROVIDENC</a> <a title="RIR_2023 page 23" href="https://secure.viewer.zmags.com/publication/552669e2?page=23"> 2023 YEAR-END WASHINGTON COUNTY: Block Is and, </a> <a title="RIR_2023 page 24" href="https://secure.viewer.zmags.com/publication/552669e2?page=24"> 24 | RI REALTORS® YEAR IN REVIEW</a> <a title="RIR_2023 page 25" href="https://secure.viewer.zmags.com/publication/552669e2?page=25"> Your Full-Service Law Firm Licensed in 7 States* </a> <a title="RIR_2023 page 26" href="https://secure.viewer.zmags.com/publication/552669e2?page=26"> RI REALTORS® 75 th ANNIVERSARY CHEERS TO 75! </a> <a title="RIR_2023 page 27" href="https://secure.viewer.zmags.com/publication/552669e2?page=27"> RI REALTORS® YEAR IN REVIEW | 27</a> <a title="RIR_2023 page 28" href="https://secure.viewer.zmags.com/publication/552669e2?page=28"> 2023 Legal Hotline QUESTIONS & ANSWERS WITH </a> <a title="RIR_2023 page 29" href="https://secure.viewer.zmags.com/publication/552669e2?page=29"> the seller obtaining lead certificates prior to c</a> <a title="RIR_2023 page 30" href="https://secure.viewer.zmags.com/publication/552669e2?page=30"> Risk Management Committee Updates When guid</a> <a title="RIR_2023 page 31" href="https://secure.viewer.zmags.com/publication/552669e2?page=31"> Protect Yourself From ANTITRUST CLAIMS INFORMATIO</a> <a title="RIR_2023 page 32" href="https://secure.viewer.zmags.com/publication/552669e2?page=32"> REALTORS®in Action Committee members from RI REA</a> <a title="RIR_2023 page 33" href="https://secure.viewer.zmags.com/publication/552669e2?page=33"> 2023 GPBOR President Rita Steele and GPBOR CARE P</a> <a title="RIR_2023 page 34" href="https://secure.viewer.zmags.com/publication/552669e2?page=34"> Q </a> <a title="RIR_2023 page 35" href="https://secure.viewer.zmags.com/publication/552669e2?page=35"> LOCAL BOARD REPORTS as a member benefit. Our pr</a> <a title="RIR_2023 page 36" href="https://secure.viewer.zmags.com/publication/552669e2?page=36"> LOCAL BOARD REPORTS Kent Washington Associati</a> <a title="RIR_2023 page 37" href="https://secure.viewer.zmags.com/publication/552669e2?page=37"> LOCAL BOARD REPORTS which we are so thankful -</a> <a title="RIR_2023 page 38" href="https://secure.viewer.zmags.com/publication/552669e2?page=38"> LOCAL BOARD REPORTS Newport County Board of R</a> <a title="RIR_2023 page 39" href="https://secure.viewer.zmags.com/publication/552669e2?page=39"> LOCAL BOARD REPORTS RI Commercial & Appraisal</a> <a title="RIR_2023 page 40" href="https://secure.viewer.zmags.com/publication/552669e2?page=40"> Q </a> <a title="RIR_2023 page 41" href="https://secure.viewer.zmags.com/publication/552669e2?page=41"> LOCAL BOARD REPORTS valuable insight into deve</a> <a title="RIR_2023 page 42" href="https://secure.viewer.zmags.com/publication/552669e2?page=42"> Thank you TO OUR BUSINESS PARTNERS They say, “no</a> <a title="RIR_2023 page 43" href="https://secure.viewer.zmags.com/publication/552669e2?page=43"> As a Member of the Rhode Island Association of RE</a> <a title="RIR_2023 page 44" href="https://secure.viewer.zmags.com/publication/552669e2?page=44"> 2023 RHODE ISLAND REALTOR® OF THE YEAR Small But</a> <a title="RIR_2023 page 45" href="https://secure.viewer.zmags.com/publication/552669e2?page=45"> RI REALTORS® PROFESSIONAL DEVELOPMENT CENTER R</a> <a title="RIR_2023 page 46" href="https://secure.viewer.zmags.com/publication/552669e2?page=46"> Contact Us At RI REALTORS®, our staff is committe</a> <a title="RIR_2023 page 47" href="https://secure.viewer.zmags.com/publication/552669e2?page=47"> Our customers are our owners. We want them to b</a> <a title="RIR_2023 page 48" href="https://secure.viewer.zmags.com/publication/552669e2?page=48"> Brian Kilday Kathy Galipeau </a>