<br />
December 2017<br />
THE PROMISES OF<br />
DIRECT INDEXING<br />
p. 44<br />
THEYEAR'S BEST<br />
BOOKS FOR ADVISORS<br />
p. 22<br />
WHAT COLLEGES<br />
THINK CLIENTS<br />
CAN AFFORD<br />
p. 49<br />
Advisors and<br />
Exchange Traded Funds<br />
Technology that can help move you forward,<br />
so you can get back to doing what you do best.<br />
You became a financial advisor to work with people, not technology. That's why we've built a suite<br />
of technology platforms for RIAs that's focused on ease and efficiency — allowing you to spend<br />
less time managing technology and more time on the things that truly matter. Connect with an<br />
experienced consultant today and learn how technology can help you enhance the way you run<br />
your business.<br />
Call 800-934-6124<br />
Or visit tdainstitutional.com<br />
TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC. TD Ameritrade is a trademark jointly owned by TD Ameritr<a title="December 2017 page 1" href="https://secure.viewer.zmags.com/publication/541c62a3?page=1"> December 2017 THE PROMISES OF DIRECT INDEXING p.</a>
<a title="December 2017 page 2" href="https://secure.viewer.zmags.com/publication/541c62a3?page=2"> Technology that can help move you forward, so you</a>
<a title="December 2017 page 3" href="https://secure.viewer.zmags.com/publication/541c62a3?page=3"> Editor-in-Chief DAVID ARMSTRONG david.armstrong@p</a>
<a title="December 2017 page 4" href="https://secure.viewer.zmags.com/publication/541c62a3?page=4"> CONTENTS 44 December 2017 13</a>
<a title="December 2017 page 5" href="https://secure.viewer.zmags.com/publication/541c62a3?page=5"> It Starts with a Conversation Talking to investo</a>
<a title="December 2017 page 6" href="https://secure.viewer.zmags.com/publication/541c62a3?page=6"> EDITOR'S LETTER Morningstar's Next </a>
<a title="December 2017 page 7" href="https://secure.viewer.zmags.com/publication/541c62a3?page=7"> REPORTS From the Front PowerShares Foun</a>
<a title="December 2017 page 8" href="https://secure.viewer.zmags.com/publication/541c62a3?page=8"> REPORTS Year-to-Date ETF Data US ETF Marke</a>
<a title="December 2017 page 9" href="https://secure.viewer.zmags.com/publication/541c62a3?page=9"> REPORTS Top 10 ETFs by Inflows and Outflows </a>
<a title="December 2017 page 10" href="https://secure.viewer.zmags.com/publication/541c62a3?page=10"> REPORTS ProductUsage:TheAdvisorView Select </a>
<a title="December 2017 page 11" href="https://secure.viewer.zmags.com/publication/541c62a3?page=11"> Now you can access over 100 T. Rowe Price funds o</a>
<a title="December 2017 page 12" href="https://secure.viewer.zmags.com/publication/541c62a3?page=12"> REPORTS COMINGS & GOINGS The Investment Comp</a>
<a title="December 2017 page 13" href="https://secure.viewer.zmags.com/publication/541c62a3?page=13"> FIDELITY CLEARING & CUSTODY SOLUTIONS Powering tr</a>
<a title="December 2017 page 14" href="https://secure.viewer.zmags.com/publication/541c62a3?page=14"> PRACTICE MANAGEMENT What Happens When Your IBD </a>
<a title="December 2017 page 15" href="https://secure.viewer.zmags.com/publication/541c62a3?page=15"> PRACTICE MANAGEMENT How to Steal Cl</a>
<a title="December 2017 page 16" href="https://secure.viewer.zmags.com/publication/541c62a3?page=16"> ADVERTISEMENT Your clients look to yo</a>
<a title="December 2017 page 17" href="https://secure.viewer.zmags.com/publication/541c62a3?page=17"> Your clients count on you. So do patients like Az</a>
<a title="December 2017 page 18" href="https://secure.viewer.zmags.com/publication/541c62a3?page=18"> PRACTICE MANAGEMENT My Life as a </a>
<a title="December 2017 page 19" href="https://secure.viewer.zmags.com/publication/541c62a3?page=19"> BRINGING YOU THE INVESTMENT MANAGERS OF PRUDENTIA</a>
<a title="December 2017 page 20" href="https://secure.viewer.zmags.com/publication/541c62a3?page=20"> PRACTICE MANAGEMENT 2017 INDUSTRY AWAR</a>
<a title="December 2017 page 21" href="https://secure.viewer.zmags.com/publication/541c62a3?page=21"> Congratulations to Sigma Financial Corporation an</a>
<a title="December 2017 page 22" href="https://secure.viewer.zmags.com/publication/541c62a3?page=22"> PRACTICE MANAGEMENT / 2017 Industry Award Winners</a>
<a title="December 2017 page 23" href="https://secure.viewer.zmags.com/publication/541c62a3?page=23"> LOOKING FOR A NEW BROKER-DEALER? Don't pass up #1</a>
<a title="December 2017 page 24" href="https://secure.viewer.zmags.com/publication/541c62a3?page=24"> PRACTICE MANAGEMENT The 10 Best Business</a>
<a title="December 2017 page 25" href="https://secure.viewer.zmags.com/publication/541c62a3?page=25"> PRACTICE MANAGEMENT 3. Go</a>
<a title="December 2017 page 26" href="https://secure.viewer.zmags.com/publication/541c62a3?page=26"> PRACTICE MANAGEMENT / The 10 Best Business Books </a>
<a title="December 2017 page 27" href="https://secure.viewer.zmags.com/publication/541c62a3?page=27"> Choose client investments with confidence</a>
<a title="December 2017 page 28" href="https://secure.viewer.zmags.com/publication/541c62a3?page=28"> PRACTICE MANAGEMENT / The 10 Best Business Books </a>
<a title="December 2017 page 29" href="https://secure.viewer.zmags.com/publication/541c62a3?page=29"> Build Trust and Grow Your Financial Practice in 2</a>
<a title="December 2017 page 30" href="https://secure.viewer.zmags.com/publication/541c62a3?page=30"> INVESTMENT Futures Are on an Upswing MANAGED F</a>
<a title="December 2017 page 31" href="https://secure.viewer.zmags.com/publication/541c62a3?page=31"> For your clients' do I file at 62 or 70? side. </a>
<a title="December 2017 page 32" href="https://secure.viewer.zmags.com/publication/541c62a3?page=32"> INVESTMENT / Futures Are on an Upswing Fig</a>
<a title="December 2017 page 33" href="https://secure.viewer.zmags.com/publication/541c62a3?page=33"> Managed by the portfolio team at Dimensional Fund</a>
<a title="December 2017 page 34" href="https://secure.viewer.zmags.com/publication/541c62a3?page=34"> INVESTMENT / Futures Are on an Upswing Tab</a>
<a title="December 2017 page 35" href="https://secure.viewer.zmags.com/publication/541c62a3?page=35"> INVESTMENT ETFs Don't Create Risks; Inve</a>
<a title="December 2017 page 36" href="https://secure.viewer.zmags.com/publication/541c62a3?page=36"> INVESTMENT / ETFs Don't Create Risks; Investors D</a>
<a title="December 2017 page 37" href="https://secure.viewer.zmags.com/publication/541c62a3?page=37"> TAKE GUARANTEED RETIREMENT INCOME TO A NEW LEVEL </a>
<a title="December 2017 page 38" href="https://secure.viewer.zmags.com/publication/541c62a3?page=38"> INVESTMENT A Lookback At ETFs From The T</a>
<a title="December 2017 page 39" href="https://secure.viewer.zmags.com/publication/541c62a3?page=39"> INVESTMENT pared to those of mutual funds</a>
<a title="December 2017 page 40" href="https://secure.viewer.zmags.com/publication/541c62a3?page=40"> INVESTMENT Expense Ratios Don't Determine P</a>
<a title="December 2017 page 41" href="https://secure.viewer.zmags.com/publication/541c62a3?page=41"> Millennials, money, and the happiness factor </a>
<a title="December 2017 page 42" href="https://secure.viewer.zmags.com/publication/541c62a3?page=42"> INVESTMENT </a>
<a title="December 2017 page 43" href="https://secure.viewer.zmags.com/publication/541c62a3?page=43"> mutual understanding that there is a growing need</a>
<a title="December 2017 page 44" href="https://secure.viewer.zmags.com/publication/541c62a3?page=44"> INVESTMENT / An Icon and an Index </a>
<a title="December 2017 page 45" href="https://secure.viewer.zmags.com/publication/541c62a3?page=45"> A less volatile route to international diversific</a>
<a title="December 2017 page 46" href="https://secure.viewer.zmags.com/publication/541c62a3?page=46"> INVESTMENT Build Your Own Index AFTER ETFS, TH</a>
<a title="December 2017 page 47" href="https://secure.viewer.zmags.com/publication/541c62a3?page=47"> Plan for Their... ...Wedding, ...Education, ...Re</a>
<a title="December 2017 page 48" href="https://secure.viewer.zmags.com/publication/541c62a3?page=48"> INVESTMENT / BuildYour Own Index “The mo</a>
<a title="December 2017 page 49" href="https://secure.viewer.zmags.com/publication/541c62a3?page=49"> INVESTMENT / BuildYour Own Index Customiz</a>
<a title="December 2017 page 50" href="https://secure.viewer.zmags.com/publication/541c62a3?page=50"> Some Stars Shine BRIGHTER. We think w</a>
<a title="December 2017 page 51" href="https://secure.viewer.zmags.com/publication/541c62a3?page=51"> WEALTH PLANNING Helping Clients Understand Thei</a>
<a title="December 2017 page 52" href="https://secure.viewer.zmags.com/publication/541c62a3?page=52"> WEALTH PLANNING / Helping Clients Understand Thei</a>
<a title="December 2017 page 53" href="https://secure.viewer.zmags.com/publication/541c62a3?page=53"> SAVINGS ALONE WON'T PAY FOR COLLEGE Wh</a>
<a title="December 2017 page 54" href="https://secure.viewer.zmags.com/publication/541c62a3?page=54"> WEALTH PLANNING A Quick Lesson on RMDs </a>
<a title="December 2017 page 55" href="https://secure.viewer.zmags.com/publication/541c62a3?page=55"> WEALTH PLANNING to the IRA owner once the</a>
<a title="December 2017 page 56" href="https://secure.viewer.zmags.com/publication/541c62a3?page=56"> WEALTH PLANNING An Advisor's Guide To Pl</a>
<a title="December 2017 page 57" href="https://secure.viewer.zmags.com/publication/541c62a3?page=57"> WEALTH PLANNING Choosing a good CPA is th</a>
<a title="December 2017 page 58" href="https://secure.viewer.zmags.com/publication/541c62a3?page=58"> WEALTH PLANNING / An Advisor's Guide to Planning </a>
<a title="December 2017 page 59" href="https://secure.viewer.zmags.com/publication/541c62a3?page=59"> </a>
<a title="December 2017 page 60" href="https://secure.viewer.zmags.com/publication/541c62a3?page=60"> WEALTH PLANNING Solving the Social Secur</a>
<a title="December 2017 page 61" href="https://secure.viewer.zmags.com/publication/541c62a3?page=61"> WEALTH PLANNING percent of GDP as the bab</a>
<a title="December 2017 page 62" href="https://secure.viewer.zmags.com/publication/541c62a3?page=62"> WEALTH PLANNING / Solving the Social Security Sho</a>
<a title="December 2017 page 63" href="https://secure.viewer.zmags.com/publication/541c62a3?page=63"> Resource Center Mobile, Web, Print and Soc</a>
<a title="December 2017 page 64" href="https://secure.viewer.zmags.com/publication/541c62a3?page=64"> Will 2017 be your year? For your f</a>
<a title="December 2017 page 65" href="https://secure.viewer.zmags.com/publication/541c62a3?page=65"> ADVERTISING SALES OFFICES 1166 Avenue of the Amer</a>
<a title="December 2017 page 66" href="https://secure.viewer.zmags.com/publication/541c62a3?page=66"> The Puzzler BY JOHN KADOR 1. Who </a>
<a title="December 2017 page 67" href="https://secure.viewer.zmags.com/publication/541c62a3?page=67"> Navigating change for growth Industry changes c</a>
<a title="December 2017 page 68" href="https://secure.viewer.zmags.com/publication/541c62a3?page=68"> </a>