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<br /> UBS AG<br /> Third quarter 2019 report<br /> <br /> Corporate calendar UBS AG<br /> 3<br /> Publication of the Annual Report 2019: Friday, 28 February 2020<br /> Publication of the first quarter 2020 report: Monday, 4 May 2020 1.<br /> Publication dates of quarterly and annual reports and results are made available as<br /> part of the corporate calendar of UBS AG at www.ubs.com/investors<br /> 8<br /> 9<br /> Contacts<br /> Switchboards 2.<br /> For all general inquiries<br /> www.ubs.com/contact 17<br /> Zurich +41-44-234 1111<br /> London +44-207-567 8000<br /> New York +1-212-821 3000<br /> Hong Kon<a title="full-report-ubs-ag-consolidated-3q19 page 1" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=1"> UBS AG Third quarter 2019 report</a> <a title="full-report-ubs-ag-consolidated-3q19 page 2" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=2"> </a> <a title="full-report-ubs-ag-consolidated-3q19 page 3" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=3"> Corporate calendar UBS AG </a> <a title="full-report-ubs-ag-consolidated-3q19 page 4" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=4"> Third quarter 2019 report UBS AG consoli</a> <a title="full-report-ubs-ag-consolidated-3q19 page 5" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=5"> Introduction Structure of this report </a> <a title="full-report-ubs-ag-consolidated-3q19 page 6" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=6"> Introduction Comparison between UBS Group</a> <a title="full-report-ubs-ag-consolidated-3q19 page 7" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=7"> As of or for the quarter ended 30.6.19 </a> <a title="full-report-ubs-ag-consolidated-3q19 page 8" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=8"> </a> <a title="full-report-ubs-ag-consolidated-3q19 page 9" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=9"> Risk and capital management Management report</a> <a title="full-report-ubs-ag-consolidated-3q19 page 10" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=10"> Risk management and control Risk managem</a> <a title="full-report-ubs-ag-consolidated-3q19 page 11" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=11"> Capital management Going and gone concern requ</a> <a title="full-report-ubs-ag-consolidated-3q19 page 12" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=12"> Capital management Swiss SRB going and go</a> <a title="full-report-ubs-ag-consolidated-3q19 page 13" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=13"> Swiss SRB going and gone concern information Swis</a> <a title="full-report-ubs-ag-consolidated-3q19 page 14" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=14"> Capital management UBS Group AG vs UBS AG</a> <a title="full-report-ubs-ag-consolidated-3q19 page 15" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=15"> Reconciliation of IFRS equity to Swiss SRB common</a> <a title="full-report-ubs-ag-consolidated-3q19 page 16" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=16"> </a> <a title="full-report-ubs-ag-consolidated-3q19 page 17" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=17"> Consolidated financial statements Unaudited</a> <a title="full-report-ubs-ag-consolidated-3q19 page 18" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=18"> Table of contents UBS AG interim consolidated </a> <a title="full-report-ubs-ag-consolidated-3q19 page 19" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=19"> UBS AG interim consolidated financial statements </a> <a title="full-report-ubs-ag-consolidated-3q19 page 20" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=20"> UBS AG interim consolidated financial statements </a> <a title="full-report-ubs-ag-consolidated-3q19 page 21" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=21"> Statement of comprehensive income (continued) For</a> <a title="full-report-ubs-ag-consolidated-3q19 page 22" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=22"> UBS AG interim consolidated financial statements </a> <a title="full-report-ubs-ag-consolidated-3q19 page 23" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=23"> Balance sheet (continued) USD million </a> <a title="full-report-ubs-ag-consolidated-3q19 page 24" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=24"> UBS AG interim consolidated financial statements </a> <a title="full-report-ubs-ag-consolidated-3q19 page 25" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=25"> Other comprehensive </a> <a title="full-report-ubs-ag-consolidated-3q19 page 26" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=26"> UBS AG interim consolidated financial statements </a> <a title="full-report-ubs-ag-consolidated-3q19 page 27" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=27"> Statement of cash flows (continued) Year-to-date </a> <a title="full-report-ubs-ag-consolidated-3q19 page 28" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=28"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 29" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=29"> Note 1 Basis of accounting (continued) The mea</a> <a title="full-report-ubs-ag-consolidated-3q19 page 30" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=30"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 31" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=31"> Note 1 Basis of accounting (continued) Changes </a> <a title="full-report-ubs-ag-consolidated-3q19 page 32" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=32"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 33" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=33"> Note 2 Segment reporting (continued) </a> <a title="full-report-ubs-ag-consolidated-3q19 page 34" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=34"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 35" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=35"> Note 6 Personnel expenses For the quarter ended </a> <a title="full-report-ubs-ag-consolidated-3q19 page 36" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=36"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 37" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=37"> Note 9 Expected credit loss measurement (continue</a> <a title="full-report-ubs-ag-consolidated-3q19 page 38" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=38"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 39" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=39"> Note 9 Expected credit loss measurement (continue</a> <a title="full-report-ubs-ag-consolidated-3q19 page 40" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=40"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 41" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=41"> Note 10 Fair value measurement (continued) Dete</a> <a title="full-report-ubs-ag-consolidated-3q19 page 42" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=42"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 43" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=43"> Note 10 Fair value measurement (continued) d) Le</a> <a title="full-report-ubs-ag-consolidated-3q19 page 44" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=44"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 45" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=45"> Note 10 Fair value measurement (continued) f) Le</a> <a title="full-report-ubs-ag-consolidated-3q19 page 46" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=46"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 47" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=47"> Note 10 Fair value measurement (continued) </a> <a title="full-report-ubs-ag-consolidated-3q19 page 48" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=48"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 49" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=49"> Note 11 Derivative instruments a) Derivative ins</a> <a title="full-report-ubs-ag-consolidated-3q19 page 50" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=50"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 51" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=51"> Note 12 Other assets and liabilities (continued) </a> <a title="full-report-ubs-ag-consolidated-3q19 page 52" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=52"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 53" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=53"> Note 15 Provisions and contingent liabilities a)</a> <a title="full-report-ubs-ag-consolidated-3q19 page 54" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=54"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 55" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=55"> Note 15 Provisions and contingent liabilities (co</a> <a title="full-report-ubs-ag-consolidated-3q19 page 56" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=56"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 57" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=57"> Note 15 Provisions and contingent liabilities (co</a> <a title="full-report-ubs-ag-consolidated-3q19 page 58" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=58"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 59" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=59"> Note 15 Provisions and contingent liabilities (co</a> <a title="full-report-ubs-ag-consolidated-3q19 page 60" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=60"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 61" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=61"> Note 15 Provisions and contingent liabilities (co</a> <a title="full-report-ubs-ag-consolidated-3q19 page 62" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=62"> Notes to the UBS AG interim consolidated financia</a> <a title="full-report-ubs-ag-consolidated-3q19 page 63" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=63"> Cautionary Statement Regarding Forward-Looking St</a> <a title="full-report-ubs-ag-consolidated-3q19 page 64" href="https://secure.viewer.zmags.com/publication/f8af9e6f?page=64"> UBS AG P.O. Box, CH-8098 Zurich P.O. Box, CH-4002</a>