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<br /> INSIGHT INTO<br /> THE FIRST TIME<br /> BUYER<br /> For the use of mortgage<br /> intermediaries and other<br /> professionals only<br /> in association with<br /> for advisers<br /> Changes driving the<br /> first time buyer sector<br /> The inside track<br /> ● First time buyer product innovation<br /> ● Enhanced adviser service<br /> ● Parental support<br /> ● Intermediary advice<br /> CONTENTS<br /> Contents<br /> Page 4<br /> Focus on today’s first time buyers<br /> The market has changed dramatically for first time buyers and intermediaries<br /> need to adapt<br /> Page 6<br /> Real intermediary experiences<br /> We hear from an intermediary about their experience of helping first time buyers<br /> onto the ladder<br /> Page 7<br /> Halifax Intermediaries: how we can help<br /> Committed to interm<a title="HALIFAX.BROKER.SUPP.2018.ZMAG page 1" href="https://secure.viewer.zmags.com/publication/b46a8878?page=1"> INSIGHT INTO THE FIRST TIME BUYER </a> <a title="HALIFAX.BROKER.SUPP.2018.ZMAG page 2" href="https://secure.viewer.zmags.com/publication/b46a8878?page=2"> CONTENTS Contents Page 4 Focus on today’s first</a> <a title="HALIFAX.BROKER.SUPP.2018.ZMAG page 3" href="https://secure.viewer.zmags.com/publication/b46a8878?page=3"> INTRODUCTION Introduction W </a> <a title="HALIFAX.BROKER.SUPP.2018.ZMAG page 4" href="https://secure.viewer.zmags.com/publication/b46a8878?page=4"> EXPERTS Focus on today’s first time buyers Tech-</a> <a title="HALIFAX.BROKER.SUPP.2018.ZMAG page 5" href="https://secure.viewer.zmags.com/publication/b46a8878?page=5"> terms of 31 to 35 years, up from 11% in 2007, acc</a> <a title="HALIFAX.BROKER.SUPP.2018.ZMAG page 6" href="https://secure.viewer.zmags.com/publication/b46a8878?page=6"> CASE STUDY Real intermediary experiences John P</a> <a title="HALIFAX.BROKER.SUPP.2018.ZMAG page 7" href="https://secure.viewer.zmags.com/publication/b46a8878?page=7"> HERE TO HELP Halifax Intermediaries: how we can</a> <a title="HALIFAX.BROKER.SUPP.2018.ZMAG page 8" href="https://secure.viewer.zmags.com/publication/b46a8878?page=8"> </a>