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Best regards
Zmags
THE BROKER’S GUIDE TO
SPECIALIST LENDING
H
ow to
support all
your clients
in association with
Self-employed dentist
aching to move,
worried about a sore
credit history?
Normal.
54% of all rejected mortgage
applicants were turned down
for not being “normal”.*
But we can often accept a variety of
unusual circumstances when others can't,
such as 12 months' trading for self-employment,
as well as small credit blips like CCJs or missed bills.
Find out how we do things di erently at
togethermoney.com/residential
or call 0343 253 8486
Lending for the new normal.
*All figures, unless otherwise stated, are from YouGov Plc. Total sample size
was 2003 adults. Fieldwork was undertaken between 31st May - 25th June 2018.
The survey was carried out online.
Subject to lending criteria and a ordability asses
THE BROKER’S GUIDE TO SPECIALIST LENDING H ow
Self-employed dentist aching to move, worried abo
INTRODUCTION AND CONTENTS Welcome to The Brok
SPECIALIST SECTOR What does ‘specialist’ The s
’ mean in 2019? who don’t meet mainstream mortg
BORROWING Borrowing solutions f Whether it’s y
or everyone clear, transparent terms that could
LENDING Common sense lendin Together has worke
g for the new normal assessment it has the confi
REAL LIFE Real life stories From homebuyers to
investment for the future for me and my mum.
BROKERS Eight reasons brokers embrace speciali
s should c tors slipped out of mainstream, to co
THE NEXT STEP Where do you start? Now you’ve d
We're for the people who don't fit into tick boxes