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<br /> THE BROKER’S GUIDE TO<br /> SPECIALIST LENDING<br /> H<br /> ow to<br /> support all<br /> your clients<br /> in association with<br /> Self-employed dentist<br /> aching to move,<br /> worried about a sore<br /> credit history?<br /> Normal.<br /> 54% of all rejected mortgage<br /> applicants were turned down<br /> for not being “normal”.*<br /> But we can often accept a variety of<br /> unusual circumstances when others can't,<br /> such as 12 months' trading for self-employment,<br /> as well as small credit blips like CCJs or missed bills.<br /> Find out how we do things di erently at<br /> togethermoney.com/residential<br /> or call 0343 253 8486<br /> Lending for the new normal.<br /> *All figures, unless otherwise stated, are from YouGov Plc. Total sample size<br /> was 2003 adults. Fieldwork was undertaken between 31st May - 25th June 2018.<br /> The survey was carried out online.<br /> Subject to lending criteria and a ordability asses<a title="TOGETHER.SPEC.LEND.SUPP.ZMAG page 1" href="https://secure.viewer.zmags.com/publication/a43cbeaa?page=1"> THE BROKER’S GUIDE TO SPECIALIST LENDING H ow </a> <a title="TOGETHER.SPEC.LEND.SUPP.ZMAG page 2" href="https://secure.viewer.zmags.com/publication/a43cbeaa?page=2"> Self-employed dentist aching to move, worried abo</a> <a title="TOGETHER.SPEC.LEND.SUPP.ZMAG page 3" href="https://secure.viewer.zmags.com/publication/a43cbeaa?page=3"> INTRODUCTION AND CONTENTS Welcome to The Brok</a> <a title="TOGETHER.SPEC.LEND.SUPP.ZMAG page 4" href="https://secure.viewer.zmags.com/publication/a43cbeaa?page=4"> SPECIALIST SECTOR What does ‘specialist’ The s</a> <a title="TOGETHER.SPEC.LEND.SUPP.ZMAG page 5" href="https://secure.viewer.zmags.com/publication/a43cbeaa?page=5"> ’ mean in 2019? who don’t meet mainstream mortg</a> <a title="TOGETHER.SPEC.LEND.SUPP.ZMAG page 6" href="https://secure.viewer.zmags.com/publication/a43cbeaa?page=6"> BORROWING Borrowing solutions f Whether it’s y</a> <a title="TOGETHER.SPEC.LEND.SUPP.ZMAG page 7" href="https://secure.viewer.zmags.com/publication/a43cbeaa?page=7"> or everyone clear, transparent terms that could</a> <a title="TOGETHER.SPEC.LEND.SUPP.ZMAG page 8" href="https://secure.viewer.zmags.com/publication/a43cbeaa?page=8"> LENDING Common sense lendin Together has worke</a> <a title="TOGETHER.SPEC.LEND.SUPP.ZMAG page 9" href="https://secure.viewer.zmags.com/publication/a43cbeaa?page=9"> g for the new normal assessment it has the confi</a> <a title="TOGETHER.SPEC.LEND.SUPP.ZMAG page 10" href="https://secure.viewer.zmags.com/publication/a43cbeaa?page=10"> REAL LIFE Real life stories From homebuyers to</a> <a title="TOGETHER.SPEC.LEND.SUPP.ZMAG page 11" href="https://secure.viewer.zmags.com/publication/a43cbeaa?page=11"> investment for the future for me and my mum. </a> <a title="TOGETHER.SPEC.LEND.SUPP.ZMAG page 12" href="https://secure.viewer.zmags.com/publication/a43cbeaa?page=12"> BROKERS Eight reasons brokers embrace speciali</a> <a title="TOGETHER.SPEC.LEND.SUPP.ZMAG page 13" href="https://secure.viewer.zmags.com/publication/a43cbeaa?page=13"> s should c tors slipped out of mainstream, to co</a> <a title="TOGETHER.SPEC.LEND.SUPP.ZMAG page 14" href="https://secure.viewer.zmags.com/publication/a43cbeaa?page=14"> THE NEXT STEP Where do you start? Now you’ve d</a> <a title="TOGETHER.SPEC.LEND.SUPP.ZMAG page 15" href="https://secure.viewer.zmags.com/publication/a43cbeaa?page=15"> We're for the people who don't fit into tick boxes</a> <a title="TOGETHER.SPEC.LEND.SUPP.ZMAG page 16" href="https://secure.viewer.zmags.com/publication/a43cbeaa?page=16"> </a>