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<br /> FINANCIAL<br /> SERVICES<br /> FACULTY<br /> ICAEW.COM/FSFISSUE 129<br /> SEPTEMBER 2018<br /> FSFocus<br /> THE COMEBACK<br /> ELIZA LIVADIOTOU ON<br /> BREXIT, DIGITAL PLANS,<br /> AND THE US PRESIDENT<br /> CHANGE OF PACE<br /> EXPLORING LIBOR'S<br /> DEMISE AND NEW<br /> ALTERNATIVE RATES<br /> STAY READY<br /> TIPS ON PREPARING<br /> FOR A REGULATORY<br /> VISIT FROM THE FCA<br /> How regulation and innovation are affecting data protection<br /> UNDER PROTECTION<br /> THE CHANGE YOUR FLEET DESERVES<br /> Discover more at ford.co.uk/new-focus or contact the<br /> Ford Business Centre: 0345 723 23 23 | flinform@ford.com<br /> P11D BIK C02 COMBINED MPG<br /> £28,630-£17,730 28%-22% 138-91g/km 45.6-80.7<br /> Official fuel consumption figures in mpg (l/100km) for the All-<a title="FS Focus September 2018 page 1" href="https://secure.viewer.zmags.com/publication/9c49e238?page=1"> FINANCIAL SERVICES FACULTY ICAEW.COM/FSFISSUE 12</a> <a title="FS Focus September 2018 page 2" href="https://secure.viewer.zmags.com/publication/9c49e238?page=2"> THE CHANGE YOUR FLEET DESERVES Disco</a> <a title="FS Focus September 2018 page 3" href="https://secure.viewer.zmags.com/publication/9c49e238?page=3"> September 2018 Issue 129 10 COVER STORY KEEP YOUR</a> <a title="FS Focus September 2018 page 4" href="https://secure.viewer.zmags.com/publication/9c49e238?page=4"> WELCOME Tech support When dealing with an </a> <a title="FS Focus September 2018 page 5" href="https://secure.viewer.zmags.com/publication/9c49e238?page=5"> N E EWS & VENTS CHAIRMAN'S REPORT: RISK AND REG</a> <a title="FS Focus September 2018 page 6" href="https://secure.viewer.zmags.com/publication/9c49e238?page=6"> NEW ANA ALAMY S LYSIS IDENTITY CRISIS The bre</a> <a title="FS Focus September 2018 page 7" href="https://secure.viewer.zmags.com/publication/9c49e238?page=7"> text message pretending to be from their bank or </a> <a title="FS Focus September 2018 page 8" href="https://secure.viewer.zmags.com/publication/9c49e238?page=8"> SMITH UPFRONT What has b</a> <a title="FS Focus September 2018 page 9" href="https://secure.viewer.zmags.com/publication/9c49e238?page=9"> OPINION ALTERNATIVE VIEW WHAT WILL BE THE N</a> <a title="FS Focus September 2018 page 10" href="https://secure.viewer.zmags.com/publication/9c49e238?page=10"> STAYING ON THE DEFENSIVE With no end to news </a> <a title="FS Focus September 2018 page 11" href="https://secure.viewer.zmags.com/publication/9c49e238?page=11"> that the same customers desire. 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