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Zmags
FINANCIAL
SERVICES
FACULTY
ICAEW.COM/FSFISSUE 129
SEPTEMBER 2018
FSFocus
THE COMEBACK
ELIZA LIVADIOTOU ON
BREXIT, DIGITAL PLANS,
AND THE US PRESIDENT
CHANGE OF PACE
EXPLORING LIBOR'S
DEMISE AND NEW
ALTERNATIVE RATES
STAY READY
TIPS ON PREPARING
FOR A REGULATORY
VISIT FROM THE FCA
How regulation and innovation are affecting data protection
UNDER PROTECTION
THE CHANGE YOUR FLEET DESERVES
Discover more at ford.co.uk/new-focus or contact the
Ford Business Centre: 0345 723 23 23 | flinform@ford.com
P11D BIK C02 COMBINED MPG
£28,630-£17,730 28%-22% 138-91g/km 45.6-80.7
Official fuel consumption figures in mpg (l/100km) for the All-
FINANCIAL SERVICES FACULTY ICAEW.COM/FSFISSUE 12
THE CHANGE YOUR FLEET DESERVES Disco
September 2018 Issue 129 10 COVER STORY KEEP YOUR
WELCOME Tech support When dealing with an
N E EWS & VENTS CHAIRMAN'S REPORT: RISK AND REG
NEW ANA ALAMY S LYSIS IDENTITY CRISIS The bre
text message pretending to be from their bank or
SMITH UPFRONT What has b
OPINION ALTERNATIVE VIEW WHAT WILL BE THE N
STAYING ON THE DEFENSIVE With no end to news
that the same customers desire. Some of these new
security at the application programming interface
insurance quotes, provided that they agreed to sh
STAY READY Binit Shah has helped a number of fina
You must ensure you have a transparent relationsh
TAX MATTERS Ali Kazimi explores why boards can no
information to taxation authorities on revenues,
THE BIG PROFILE “Cyprus is the eastern ga
of guarantee or credit related to it. There were
It's time to move finance to the Cloud
TECHNICAL: AUDIT INSIGHTS GETTY FRESH NEW INSIG
EXCLUSIVE FCA INSIGHTS LESSONS IN
provided positive opinions on those firms' arrang
The public may not commonly describe the finance
We recognise that the Lab's aims are bold, but fe
LEAVING LIBOR John Mongelard explores the demise
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PEOPLE GREGORY BALDWIN/IKON multiple d
U NFOCUSED THEY SAID IT... MASTERING MOULDY MILK
CONNECTIONS MADE MORE REWARDING