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<br /> Published by TIMES Group 2022-2023 Edition<br /> conyers.com<br /> BERMUDAÕS most trusted<br /> LEGAL EXPERTS<br /> for over 90 years<br /> Speak to one of our experts:<br /> Corporate<br /> Charles Collis<br /> charles.collis@conyers.com<br /> +1 441 299 4918<br /> Litigation<br /> Christian Luthi<br /> christian.luthi@conyers.com<br /> +1 441 298 7814<br /> Private Client & Trust<br /> Helen Cooper<br /> helen.cooper@conyers.com<br /> +1 441 299 4956<br /> Craig MacIntyre<br /> craig.macintyre@conyers.com<br /> +1 441 299 4907<br /> BERMUDA BVI CAYMAN ISLANDS HONG KONG LONDON<br /> Regulatory & Compliance<br /> Julie E. McLean<br /> julie.mclean@conyers.com<br /> +1 441 299 4925<br /> Corporate Services<br /> Tracey Spevack<br /> tracey.spevack@conyers.com<br /> +1 441 2<a title="Bermuda Business Review 2022-2023 page 1" href="https://secure.viewer.zmags.com/publication/85f19a79?page=1"> Published by TIMES Group </a> <a title="Bermuda Business Review 2022-2023 page 2" href="https://secure.viewer.zmags.com/publication/85f19a79?page=2"> conyers.com BERMUDAÕS most trusted LEGAL EXPERTS</a> <a title="Bermuda Business Review 2022-2023 page 3" href="https://secure.viewer.zmags.com/publication/85f19a79?page=3"> Published by: Time International M</a> <a title="Bermuda Business Review 2022-2023 page 4" href="https://secure.viewer.zmags.com/publication/85f19a79?page=4"> ACKNOWLEDGEMENTS Courtesy Bermuda Tourism</a> <a title="Bermuda Business Review 2022-2023 page 5" href="https://secure.viewer.zmags.com/publication/85f19a79?page=5"> </a> <a title="Bermuda Business Review 2022-2023 page 6" href="https://secure.viewer.zmags.com/publication/85f19a79?page=6"> Walkers' collateralised loan obligation ("CLO</a> <a title="Bermuda Business Review 2022-2023 page 7" href="https://secure.viewer.zmags.com/publication/85f19a79?page=7"> Contents 11 Preface </a> <a title="Bermuda Business Review 2022-2023 page 8" href="https://secure.viewer.zmags.com/publication/85f19a79?page=8"> </a> <a title="Bermuda Business Review 2022-2023 page 9" href="https://secure.viewer.zmags.com/publication/85f19a79?page=9"> Contents 57 The case for Be</a> <a title="Bermuda Business Review 2022-2023 page 10" href="https://secure.viewer.zmags.com/publication/85f19a79?page=10"> HELPING WOMEN PROJECT THEIR VOICES We inspire w</a> <a title="Bermuda Business Review 2022-2023 page 11" href="https://secure.viewer.zmags.com/publication/85f19a79?page=11"> Contents GLOBAL REACH 101 US and </a> <a title="Bermuda Business Review 2022-2023 page 12" href="https://secure.viewer.zmags.com/publication/85f19a79?page=12"> TRANSPARENCY CENTRAL Bermuda is on the EU’s gr</a> <a title="Bermuda Business Review 2022-2023 page 13" href="https://secure.viewer.zmags.com/publication/85f19a79?page=13"> PREFACE Preface THE HON. DAVID BURT, JP, MP, </a> <a title="Bermuda Business Review 2022-2023 page 14" href="https://secure.viewer.zmags.com/publication/85f19a79?page=14"> Bermuda Stock Uniquely positioned secur</a> <a title="Bermuda Business Review 2022-2023 page 15" href="https://secure.viewer.zmags.com/publication/85f19a79?page=15"> FOREWORD Foreword BY CRAIG SWAN Bermuda's </a> <a title="Bermuda Business Review 2022-2023 page 16" href="https://secure.viewer.zmags.com/publication/85f19a79?page=16"> FOREWORD climate change risk and work with sol</a> <a title="Bermuda Business Review 2022-2023 page 17" href="https://secure.viewer.zmags.com/publication/85f19a79?page=17"> Intelligent and insightful offshore legal advice </a> <a title="Bermuda Business Review 2022-2023 page 18" href="https://secure.viewer.zmags.com/publication/85f19a79?page=18"> </a> <a title="Bermuda Business Review 2022-2023 page 19" href="https://secure.viewer.zmags.com/publication/85f19a79?page=19"> INTRODUCTION Introduction BY DAVID HART </a> <a title="Bermuda Business Review 2022-2023 page 20" href="https://secure.viewer.zmags.com/publication/85f19a79?page=20"> INTRODUCTION 3. BERMUDA IS OPEN, ACCESSIBLE A</a> <a title="Bermuda Business Review 2022-2023 page 21" href="https://secure.viewer.zmags.com/publication/85f19a79?page=21"> </a> <a title="Bermuda Business Review 2022-2023 page 22" href="https://secure.viewer.zmags.com/publication/85f19a79?page=22"> Corporate Concie</a> <a title="Bermuda Business Review 2022-2023 page 23" href="https://secure.viewer.zmags.com/publication/85f19a79?page=23"> BERMUDA: INTERNATIONAL BUSINESS & FINANCE CENTRE </a> <a title="Bermuda Business Review 2022-2023 page 24" href="https://secure.viewer.zmags.com/publication/85f19a79?page=24"> BERMUDA: INTERNATIONAL BUSINESS & FINANCE CENTRE </a> <a title="Bermuda Business Review 2022-2023 page 25" href="https://secure.viewer.zmags.com/publication/85f19a79?page=25"> Image by owlyowl / copyright Shutterstock.com </a> <a title="Bermuda Business Review 2022-2023 page 26" href="https://secure.viewer.zmags.com/publication/85f19a79?page=26"> BERMUDA: INTERNATIONAL BUSINESS & FINANCE CENTRE </a> <a title="Bermuda Business Review 2022-2023 page 27" href="https://secure.viewer.zmags.com/publication/85f19a79?page=27"> The rate of change continues to exponentially acc</a> <a title="Bermuda Business Review 2022-2023 page 28" href="https://secure.viewer.zmags.com/publication/85f19a79?page=28"> BERMUDA: CAPITAL OF RISK FINANCE Bermuda – conse</a> <a title="Bermuda Business Review 2022-2023 page 29" href="https://secure.viewer.zmags.com/publication/85f19a79?page=29"> BERMUDA: CAPITAL OF RISK FINANCE (clockwise):</a> <a title="Bermuda Business Review 2022-2023 page 30" href="https://secure.viewer.zmags.com/publication/85f19a79?page=30"> BERMUDA: CAPITAL OF RISK FINANCE Image by Vlad</a> <a title="Bermuda Business Review 2022-2023 page 31" href="https://secure.viewer.zmags.com/publication/85f19a79?page=31"> BERMUDA: CAPITAL OF RISK FINANCE Image by Victo</a> <a title="Bermuda Business Review 2022-2023 page 32" href="https://secure.viewer.zmags.com/publication/85f19a79?page=32"> BERMUDA: CAPITAL OF RISK FINANCE </a> <a title="Bermuda Business Review 2022-2023 page 33" href="https://secure.viewer.zmags.com/publication/85f19a79?page=33"> Hurricane Katrina heading towards New Orleans, Lo</a> <a title="Bermuda Business Review 2022-2023 page 34" href="https://secure.viewer.zmags.com/publication/85f19a79?page=34"> BERMUDA: CAPITAL OF RISK FINANCE Contributing 12</a> <a title="Bermuda Business Review 2022-2023 page 35" href="https://secure.viewer.zmags.com/publication/85f19a79?page=35"> BERMUDA: CAPITAL OF RISK FINANCE </a> <a title="Bermuda Business Review 2022-2023 page 36" href="https://secure.viewer.zmags.com/publication/85f19a79?page=36"> BERMUDA: CAPITAL OF RISK FINANCE </a> <a title="Bermuda Business Review 2022-2023 page 37" href="https://secure.viewer.zmags.com/publication/85f19a79?page=37"> the core research programmes at BIOS, complemente</a> <a title="Bermuda Business Review 2022-2023 page 38" href="https://secure.viewer.zmags.com/publication/85f19a79?page=38"> ©2022 Chubb. Coverages underwritten by one or mor</a> <a title="Bermuda Business Review 2022-2023 page 39" href="https://secure.viewer.zmags.com/publication/85f19a79?page=39"> REINSURANCE Robust mechanisms for evolving risk</a> <a title="Bermuda Business Review 2022-2023 page 40" href="https://secure.viewer.zmags.com/publication/85f19a79?page=40"> REINSURANCE Image by posteriori / copyright Sh</a> <a title="Bermuda Business Review 2022-2023 page 41" href="https://secure.viewer.zmags.com/publication/85f19a79?page=41"> An aerial image of homes destroyed by Hurricane I</a> <a title="Bermuda Business Review 2022-2023 page 42" href="https://secure.viewer.zmags.com/publication/85f19a79?page=42"> REINSURANCE Railway Trail walking path along th</a> <a title="Bermuda Business Review 2022-2023 page 43" href="https://secure.viewer.zmags.com/publication/85f19a79?page=43"> Companies within Bermuda's life sector were alrea</a> <a title="Bermuda Business Review 2022-2023 page 44" href="https://secure.viewer.zmags.com/publication/85f19a79?page=44"> REINSURANCE demographic from outliving their s</a> <a title="Bermuda Business Review 2022-2023 page 45" href="https://secure.viewer.zmags.com/publication/85f19a79?page=45"> REINSURANCE </a> <a title="Bermuda Business Review 2022-2023 page 46" href="https://secure.viewer.zmags.com/publication/85f19a79?page=46"> REINSURANCE Image by SWKStock / copyright Shut</a> <a title="Bermuda Business Review 2022-2023 page 47" href="https://secure.viewer.zmags.com/publication/85f19a79?page=47"> exchange traded funds, with differences to reflect</a> <a title="Bermuda Business Review 2022-2023 page 48" href="https://secure.viewer.zmags.com/publication/85f19a79?page=48"> CAPTIVES Image by Jörg Röse-Oberreich / cop</a> <a title="Bermuda Business Review 2022-2023 page 49" href="https://secure.viewer.zmags.com/publication/85f19a79?page=49"> captives, along with a diversity of thinking lead</a> <a title="Bermuda Business Review 2022-2023 page 50" href="https://secure.viewer.zmags.com/publication/85f19a79?page=50"> CAPTIVES For the trade bodies representing Ber</a> <a title="Bermuda Business Review 2022-2023 page 51" href="https://secure.viewer.zmags.com/publication/85f19a79?page=51"> BERMUDA & RIMS Image by natatravel / copyright </a> <a title="Bermuda Business Review 2022-2023 page 52" href="https://secure.viewer.zmags.com/publication/85f19a79?page=52"> BERMUDA & RIMS The Golden Gate Bridge in San </a> <a title="Bermuda Business Review 2022-2023 page 53" href="https://secure.viewer.zmags.com/publication/85f19a79?page=53"> could provide for their families. It takes courag</a> <a title="Bermuda Business Review 2022-2023 page 54" href="https://secure.viewer.zmags.com/publication/85f19a79?page=54"> INSURANCE LINKED SECURITIES (ILS) Bermuda innova</a> <a title="Bermuda Business Review 2022-2023 page 55" href="https://secure.viewer.zmags.com/publication/85f19a79?page=55"> This is all underpinned by a world class commerci</a> <a title="Bermuda Business Review 2022-2023 page 56" href="https://secure.viewer.zmags.com/publication/85f19a79?page=56"> Our Bermuda practice brings together legal specia</a> <a title="Bermuda Business Review 2022-2023 page 57" href="https://secure.viewer.zmags.com/publication/85f19a79?page=57"> FUNDS & ASSET MANAGEMENT A distinguished fund an</a> <a title="Bermuda Business Review 2022-2023 page 58" href="https://secure.viewer.zmags.com/publication/85f19a79?page=58"> FUNDS & ASSET MANAGEMENT manner. The BMA will </a> <a title="Bermuda Business Review 2022-2023 page 59" href="https://secure.viewer.zmags.com/publication/85f19a79?page=59"> FUNDS & ASSET MANAGEMENT The case for Berm</a> <a title="Bermuda Business Review 2022-2023 page 60" href="https://secure.viewer.zmags.com/publication/85f19a79?page=60"> FUNDS & ASSET MANAGEMENT Image by Wichayada Su</a> <a title="Bermuda Business Review 2022-2023 page 61" href="https://secure.viewer.zmags.com/publication/85f19a79?page=61"> Image by Who is Danny / copyright Shutterstock.co</a> <a title="Bermuda Business Review 2022-2023 page 62" href="https://secure.viewer.zmags.com/publication/85f19a79?page=62"> FUNDS & ASSET MANAGEMENT A jurisdiction of choi</a> <a title="Bermuda Business Review 2022-2023 page 63" href="https://secure.viewer.zmags.com/publication/85f19a79?page=63"> have incorporated multiple new issuer vehicles an</a> <a title="Bermuda Business Review 2022-2023 page 64" href="https://secure.viewer.zmags.com/publication/85f19a79?page=64"> Your Bermuda team starts here. </a> <a title="Bermuda Business Review 2022-2023 page 65" href="https://secure.viewer.zmags.com/publication/85f19a79?page=65"> ECONOMIC INVESTMENT AND WORK FROM BERMUDA Innova</a> <a title="Bermuda Business Review 2022-2023 page 66" href="https://secure.viewer.zmags.com/publication/85f19a79?page=66"> ECONOMIC INVESTMENT AND WORK FROM BERMUDA Imag</a> <a title="Bermuda Business Review 2022-2023 page 67" href="https://secure.viewer.zmags.com/publication/85f19a79?page=67"> Yet for some WFB holders, one year in paradise wa</a> <a title="Bermuda Business Review 2022-2023 page 68" href="https://secure.viewer.zmags.com/publication/85f19a79?page=68"> ECONOMIC INVESTMENT AND WORK FROM BERMUDA Cit</a> <a title="Bermuda Business Review 2022-2023 page 69" href="https://secure.viewer.zmags.com/publication/85f19a79?page=69"> ECONOMIC DIVERSIFICATION Bermuda: a diversified j</a> <a title="Bermuda Business Review 2022-2023 page 70" href="https://secure.viewer.zmags.com/publication/85f19a79?page=70"> ECONOMIC DIVERSIFICATION the local economy, at</a> <a title="Bermuda Business Review 2022-2023 page 71" href="https://secure.viewer.zmags.com/publication/85f19a79?page=71"> 1. Adoption: developing physical use cases usin</a> <a title="Bermuda Business Review 2022-2023 page 72" href="https://secure.viewer.zmags.com/publication/85f19a79?page=72"> </a> <a title="Bermuda Business Review 2022-2023 page 73" href="https://secure.viewer.zmags.com/publication/85f19a79?page=73"> INFRASTRUCTURE & COMMERCE Bermuda builds back b</a> <a title="Bermuda Business Review 2022-2023 page 74" href="https://secure.viewer.zmags.com/publication/85f19a79?page=74"> INFRASTRUCTURE & COMMERCE L.F. Wade Internati</a> <a title="Bermuda Business Review 2022-2023 page 75" href="https://secure.viewer.zmags.com/publication/85f19a79?page=75"> Our Commitment to Sustainability At BELCO, we are</a> <a title="Bermuda Business Review 2022-2023 page 76" href="https://secure.viewer.zmags.com/publication/85f19a79?page=76"> INFRASTRUCTURE & COMMERCE </a> <a title="Bermuda Business Review 2022-2023 page 77" href="https://secure.viewer.zmags.com/publication/85f19a79?page=77"> and to maintain its position as a leading offshor</a> <a title="Bermuda Business Review 2022-2023 page 78" href="https://secure.viewer.zmags.com/publication/85f19a79?page=78"> SUSTAINABILITY The consumer revolution for clim</a> <a title="Bermuda Business Review 2022-2023 page 79" href="https://secure.viewer.zmags.com/publication/85f19a79?page=79"> Above: Bermuda's famous pink buses wait at the Ha</a> <a title="Bermuda Business Review 2022-2023 page 80" href="https://secure.viewer.zmags.com/publication/85f19a79?page=80"> SUSTAINABILITY just such a system (Energy Perf</a> <a title="Bermuda Business Review 2022-2023 page 81" href="https://secure.viewer.zmags.com/publication/85f19a79?page=81"> FOCUS FOCUS: BELCO BY KRISTA BARNES DIRECTOR, C</a> <a title="Bermuda Business Review 2022-2023 page 82" href="https://secure.viewer.zmags.com/publication/85f19a79?page=82"> FOCUS Solar is also becoming an increasingly l</a> <a title="Bermuda Business Review 2022-2023 page 83" href="https://secure.viewer.zmags.com/publication/85f19a79?page=83"> FINTECH Accelerating the development of fi</a> <a title="Bermuda Business Review 2022-2023 page 84" href="https://secure.viewer.zmags.com/publication/85f19a79?page=84"> FINTECH international regulations continue to </a> <a title="Bermuda Business Review 2022-2023 page 85" href="https://secure.viewer.zmags.com/publication/85f19a79?page=85"> artists based on the mutual model, advising decen</a> <a title="Bermuda Business Review 2022-2023 page 86" href="https://secure.viewer.zmags.com/publication/85f19a79?page=86"> BANKING Bermuda banks' post-COVID digital transf</a> <a title="Bermuda Business Review 2022-2023 page 87" href="https://secure.viewer.zmags.com/publication/85f19a79?page=87"> have upgraded their ATM machines to enhance secur</a> <a title="Bermuda Business Review 2022-2023 page 88" href="https://secure.viewer.zmags.com/publication/85f19a79?page=88"> An Administration and Technology Company Effic</a> <a title="Bermuda Business Review 2022-2023 page 89" href="https://secure.viewer.zmags.com/publication/85f19a79?page=89"> WEALTH MANAGEMENT Our eyes are on HNWIs BY PEAR</a> <a title="Bermuda Business Review 2022-2023 page 90" href="https://secure.viewer.zmags.com/publication/85f19a79?page=90"> WEALTH MANAGEMENT set of needs and requirement</a> <a title="Bermuda Business Review 2022-2023 page 91" href="https://secure.viewer.zmags.com/publication/85f19a79?page=91"> portfolio and more time spent with family and fri</a> <a title="Bermuda Business Review 2022-2023 page 92" href="https://secure.viewer.zmags.com/publication/85f19a79?page=92"> TRUSTS Bermuda: a jurisdiction that resolves tr</a> <a title="Bermuda Business Review 2022-2023 page 93" href="https://secure.viewer.zmags.com/publication/85f19a79?page=93"> </a> <a title="Bermuda Business Review 2022-2023 page 94" href="https://secure.viewer.zmags.com/publication/85f19a79?page=94"> TRUSTS Middlesex Guildhall (home of Supreme C</a> <a title="Bermuda Business Review 2022-2023 page 95" href="https://secure.viewer.zmags.com/publication/85f19a79?page=95"> · Section 4 of the Perpetuities Act 2009 provi</a> <a title="Bermuda Business Review 2022-2023 page 96" href="https://secure.viewer.zmags.com/publication/85f19a79?page=96"> CORPORATE SERVICES The evolution of corpor</a> <a title="Bermuda Business Review 2022-2023 page 97" href="https://secure.viewer.zmags.com/publication/85f19a79?page=97"> Image by sundaemorning / copyright Shutterstock.c</a> <a title="Bermuda Business Review 2022-2023 page 98" href="https://secure.viewer.zmags.com/publication/85f19a79?page=98"> CORPORATE SERVICES capabilities while enabling</a> <a title="Bermuda Business Review 2022-2023 page 99" href="https://secure.viewer.zmags.com/publication/85f19a79?page=99"> ECONOMIC VIEW Sustainable economic growth drive</a> <a title="Bermuda Business Review 2022-2023 page 100" href="https://secure.viewer.zmags.com/publication/85f19a79?page=100"> ECONOMIC VIEW Image by Deemerwha studio / copy</a> <a title="Bermuda Business Review 2022-2023 page 101" href="https://secure.viewer.zmags.com/publication/85f19a79?page=101"> impacts. Since about 2000, the global protection </a> <a title="Bermuda Business Review 2022-2023 page 102" href="https://secure.viewer.zmags.com/publication/85f19a79?page=102"> ECONOMIC VIEW 1. Pick your spot A recent PwC s</a> <a title="Bermuda Business Review 2022-2023 page 103" href="https://secure.viewer.zmags.com/publication/85f19a79?page=103"> GLOBAL REACH Sculpture marking the location </a> <a title="Bermuda Business Review 2022-2023 page 104" href="https://secure.viewer.zmags.com/publication/85f19a79?page=104"> GLOBAL REACH Cruise ship at Royal Dockyard, Be</a> <a title="Bermuda Business Review 2022-2023 page 105" href="https://secure.viewer.zmags.com/publication/85f19a79?page=105"> GLOBAL REACH </a> <a title="Bermuda Business Review 2022-2023 page 106" href="https://secure.viewer.zmags.com/publication/85f19a79?page=106"> GLOBAL REACH A school of Lookdown fish (Selene</a> <a title="Bermuda Business Review 2022-2023 page 107" href="https://secure.viewer.zmags.com/publication/85f19a79?page=107"> GLOBAL REACH An aerial view of the London skyli</a> <a title="Bermuda Business Review 2022-2023 page 108" href="https://secure.viewer.zmags.com/publication/85f19a79?page=108"> GLOBAL REACH The historic Guildhall in the Cit</a> <a title="Bermuda Business Review 2022-2023 page 109" href="https://secure.viewer.zmags.com/publication/85f19a79?page=109"> our first physical gathering since COVID-19. The L</a> <a title="Bermuda Business Review 2022-2023 page 110" href="https://secure.viewer.zmags.com/publication/85f19a79?page=110"> REGULATORY FRAMEWORK Regulatory requirements fo</a> <a title="Bermuda Business Review 2022-2023 page 111" href="https://secure.viewer.zmags.com/publication/85f19a79?page=111"> Image by Den Rise / copyright Shutterstock.com </a> <a title="Bermuda Business Review 2022-2023 page 112" href="https://secure.viewer.zmags.com/publication/85f19a79?page=112"> REGULATORY FRAMEWORK its business in a prudent</a> <a title="Bermuda Business Review 2022-2023 page 113" href="https://secure.viewer.zmags.com/publication/85f19a79?page=113"> LEGAL SYSTEM </a> <a title="Bermuda Business Review 2022-2023 page 114" href="https://secure.viewer.zmags.com/publication/85f19a79?page=114"> LEGAL SYSTEM </a> <a title="Bermuda Business Review 2022-2023 page 115" href="https://secure.viewer.zmags.com/publication/85f19a79?page=115"> OPERATION OF THE BAR ASSOCIATION OFFICE The Bar A</a> <a title="Bermuda Business Review 2022-2023 page 116" href="https://secure.viewer.zmags.com/publication/85f19a79?page=116"> TAX & ACCOUNTANCY Maintaining the highest accou</a> <a title="Bermuda Business Review 2022-2023 page 117" href="https://secure.viewer.zmags.com/publication/85f19a79?page=117"> regulatory association, which establishes the byl</a> <a title="Bermuda Business Review 2022-2023 page 118" href="https://secure.viewer.zmags.com/publication/85f19a79?page=118"> RESTRUCTURING & INSOLVENCY Bermuda: a restructur</a> <a title="Bermuda Business Review 2022-2023 page 119" href="https://secure.viewer.zmags.com/publication/85f19a79?page=119"> The functions and roles of a provisional liquidat</a> <a title="Bermuda Business Review 2022-2023 page 120" href="https://secure.viewer.zmags.com/publication/85f19a79?page=120"> RESTRUCTURING & INSOLVENCY </a> <a title="Bermuda Business Review 2022-2023 page 121" href="https://secure.viewer.zmags.com/publication/85f19a79?page=121"> breathing space for the business to assess option</a> <a title="Bermuda Business Review 2022-2023 page 122" href="https://secure.viewer.zmags.com/publication/85f19a79?page=122"> TRAINING & EDUCATION Transforming (re)insurance </a> <a title="Bermuda Business Review 2022-2023 page 123" href="https://secure.viewer.zmags.com/publication/85f19a79?page=123"> Image courtesy Bermuda College </a> <a title="Bermuda Business Review 2022-2023 page 124" href="https://secure.viewer.zmags.com/publication/85f19a79?page=124"> TRAINING & EDUCATION EXPANSION OF COLLEGE INSU</a> <a title="Bermuda Business Review 2022-2023 page 125" href="https://secure.viewer.zmags.com/publication/85f19a79?page=125"> TRAINING & EDUCATION Image by jaboo2foto / cop</a> <a title="Bermuda Business Review 2022-2023 page 126" href="https://secure.viewer.zmags.com/publication/85f19a79?page=126"> TRAINING & EDUCATION Image by BUTENKOV ALEKSEI</a> <a title="Bermuda Business Review 2022-2023 page 127" href="https://secure.viewer.zmags.com/publication/85f19a79?page=127"> industry areas they explore include law, actuaria</a> <a title="Bermuda Business Review 2022-2023 page 128" href="https://secure.viewer.zmags.com/publication/85f19a79?page=128"> MARITIME SERVICES </a> <a title="Bermuda Business Review 2022-2023 page 129" href="https://secure.viewer.zmags.com/publication/85f19a79?page=129"> or gaps in service delivery and support to ship o</a> <a title="Bermuda Business Review 2022-2023 page 130" href="https://secure.viewer.zmags.com/publication/85f19a79?page=130"> P.O. Box SN 201 Southampton SN BX Bermuda. Tele</a> <a title="Bermuda Business Review 2022-2023 page 131" href="https://secure.viewer.zmags.com/publication/85f19a79?page=131"> BERMUDA EXPERTISE Image by Franck Boston / cop</a> <a title="Bermuda Business Review 2022-2023 page 132" href="https://secure.viewer.zmags.com/publication/85f19a79?page=132"> BERMUDA EXPERTISE Image by Jacob Lund / copyri</a> <a title="Bermuda Business Review 2022-2023 page 133" href="https://secure.viewer.zmags.com/publication/85f19a79?page=133"> through innovative and creative funding products </a> <a title="Bermuda Business Review 2022-2023 page 134" href="https://secure.viewer.zmags.com/publication/85f19a79?page=134"> BERMUDA EXPERTISE From a small spark BY SEAN RE</a> <a title="Bermuda Business Review 2022-2023 page 135" href="https://secure.viewer.zmags.com/publication/85f19a79?page=135"> The ecosystem includes onsite experts in finance a</a> <a title="Bermuda Business Review 2022-2023 page 136" href="https://secure.viewer.zmags.com/publication/85f19a79?page=136"> </a> <a title="Bermuda Business Review 2022-2023 page 137" href="https://secure.viewer.zmags.com/publication/85f19a79?page=137"> TOURISM A destination for all seasons BY CHARLES</a> <a title="Bermuda Business Review 2022-2023 page 138" href="https://secure.viewer.zmags.com/publication/85f19a79?page=138"> TOURISM </a> <a title="Bermuda Business Review 2022-2023 page 139" href="https://secure.viewer.zmags.com/publication/85f19a79?page=139"> Authority, Skyport and the Ministry of Transport </a> <a title="Bermuda Business Review 2022-2023 page 140" href="https://secure.viewer.zmags.com/publication/85f19a79?page=140"> TOURISM Image courtesy Bermuda Tourism Authori</a> <a title="Bermuda Business Review 2022-2023 page 141" href="https://secure.viewer.zmags.com/publication/85f19a79?page=141"> HOTELS & RESTAURANTS Bermuda extends its warm we</a> <a title="Bermuda Business Review 2022-2023 page 142" href="https://secure.viewer.zmags.com/publication/85f19a79?page=142"> HOTELS & RESTAURANTS Bermuda is home to a ran</a> <a title="Bermuda Business Review 2022-2023 page 143" href="https://secure.viewer.zmags.com/publication/85f19a79?page=143"> </a> <a title="Bermuda Business Review 2022-2023 page 144" href="https://secure.viewer.zmags.com/publication/85f19a79?page=144"> </a>