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<br /> 9 February 2010 Issue 626<br /> Struggling on<br /> US retail banks face<br /> tough times in 2010<br /> www.retailbankerinternational.com<br /> ● Barclaycard sets March launch for Freedom rewards scheme<br /> ● Interview: chief executive of Mongolia’s XacBank ● M-Pesa’s ATM deal<br /> ● US free banking under attack ● HSBC and Bradesco eye Mexico<br /> ● Aqoba targets French card sector ● Citi’s m-banking strategy<br /> Our customers are a testimony to how our<br /> award winning loyalty solution has helped<br /> them increase their profitability, competitive<br /> edge and most importantly, the satisfaction of<br /> their customers.<br /> Being a global leader in providing loyalty<br /> solutions to retail banks to help them manage<br /> their payment cards business, we have served<br /> Fortune 500 banks for over 12 years.<br /> To find out more about what our customers<br /> say, visit us at<br /> www.welcome-rt.com/happycustomer<a title="RBI 626, 9 February 2010 page 1" href="https://secure.viewer.zmags.com/publication/7ebed828?page=1"> 9 February 2010 Issue 626 Struggling on US retai</a> <a title="RBI 626, 9 February 2010 page 2" href="https://secure.viewer.zmags.com/publication/7ebed828?page=2"> Our customers are a testimony to how our award wi</a> <a title="RBI 626, 9 February 2010 page 3" href="https://secure.viewer.zmags.com/publication/7ebed828?page=3"> Retail Banker International </a> <a title="RBI 626, 9 February 2010 page 4" href="https://secure.viewer.zmags.com/publication/7ebed828?page=4"> PRoDUcts: BARcLAYcARD </a> <a title="RBI 626, 9 February 2010 page 5" href="https://secure.viewer.zmags.com/publication/7ebed828?page=5"> Retail Banker International </a> <a title="RBI 626, 9 February 2010 page 6" href="https://secure.viewer.zmags.com/publication/7ebed828?page=6"> ResULts: Us </a> <a title="RBI 626, 9 February 2010 page 7" href="https://secure.viewer.zmags.com/publication/7ebed828?page=7"> Retail Banker International </a> <a title="RBI 626, 9 February 2010 page 8" href="https://secure.viewer.zmags.com/publication/7ebed828?page=8"> DeALwAtcH: MeXIco </a> <a title="RBI 626, 9 February 2010 page 9" href="https://secure.viewer.zmags.com/publication/7ebed828?page=9"> Retail Banker International </a> <a title="RBI 626, 9 February 2010 page 10" href="https://secure.viewer.zmags.com/publication/7ebed828?page=10"> DeALwAtcH: tABLes </a> <a title="RBI 626, 9 February 2010 page 11" href="https://secure.viewer.zmags.com/publication/7ebed828?page=11"> Retail Banker International </a> <a title="RBI 626, 9 February 2010 page 12" href="https://secure.viewer.zmags.com/publication/7ebed828?page=12"> news DIGest </a> <a title="RBI 626, 9 February 2010 page 13" href="https://secure.viewer.zmags.com/publication/7ebed828?page=13"> Retail Banker International </a> <a title="RBI 626, 9 February 2010 page 14" href="https://secure.viewer.zmags.com/publication/7ebed828?page=14"> InteRvIew: XAcBAnK </a> <a title="RBI 626, 9 February 2010 page 15" href="https://secure.viewer.zmags.com/publication/7ebed828?page=15"> Retail Banker International </a> <a title="RBI 626, 9 February 2010 page 16" href="https://secure.viewer.zmags.com/publication/7ebed828?page=16"> news DIGest </a> <a title="RBI 626, 9 February 2010 page 17" href="https://secure.viewer.zmags.com/publication/7ebed828?page=17"> Retail Banker International </a> <a title="RBI 626, 9 February 2010 page 18" href="https://secure.viewer.zmags.com/publication/7ebed828?page=18"> MoBILe PAYMents: M-PesA </a> <a title="RBI 626, 9 February 2010 page 19" href="https://secure.viewer.zmags.com/publication/7ebed828?page=19"> Retail Banker International </a> <a title="RBI 626, 9 February 2010 page 20" href="https://secure.viewer.zmags.com/publication/7ebed828?page=20"> DIstRIBUtIon: cItI </a> <a title="RBI 626, 9 February 2010 page 21" href="https://secure.viewer.zmags.com/publication/7ebed828?page=21"> Retail Banker International </a> <a title="RBI 626, 9 February 2010 page 22" href="https://secure.viewer.zmags.com/publication/7ebed828?page=22"> PRoDUcts: GIFt cARDs </a> <a title="RBI 626, 9 February 2010 page 23" href="https://secure.viewer.zmags.com/publication/7ebed828?page=23"> New report for the financial services industry Con</a> <a title="RBI 626, 9 February 2010 page 24" href="https://secure.viewer.zmags.com/publication/7ebed828?page=24"> !NALYSISªsª)NSIGHTªsª)NTELLIGENCE P</a>