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<br /> December 2015/January 2016 Issue 720/721 www.retailbankerinternational.com<br /> SANTANDER<br /> DEVELOPING A BRANCH<br /> FOR THE MODERN AGE<br /> ● ANALYSIS: Sierra Leone<br /> ● FEATURE: 2016 Forecasts<br /> ● INTERVIEW: Wayne Bossert<br /> ● DIGITAL: Israel<br /> Multichannel<br /> digital<br /> solutions<br /> for financial<br /> services<br /> providers<br /> To find out more about us please visit:<br /> www.intelligentenvironments.com<br /> Intelligent Environments is an international provider of innovative mobile and online solutions for financial<br /> services providers. Our mission is to enable our clients to always stay close to their own customers.<br /> We do this through Interact®, our single software platform, which enables secure customer acquisition,<br /> engagement, transactions and servicing across any mobile and online channel and device. Today these are<br /> p<a title="RBI 720-721, Dec2015-Jan2016 page 1" href="https://secure.viewer.zmags.com/publication/5b629969?page=1"> December 2015/January 2016 Issue 720/721 </a> <a title="RBI 720-721, Dec2015-Jan2016 page 2" href="https://secure.viewer.zmags.com/publication/5b629969?page=2"> Multichannel digital solutions for financial servi</a> <a title="RBI 720-721, Dec2015-Jan2016 page 3" href="https://secure.viewer.zmags.com/publication/5b629969?page=3"> Retail Banker International </a> <a title="RBI 720-721, Dec2015-Jan2016 page 4" href="https://secure.viewer.zmags.com/publication/5b629969?page=4"> GUEST COMMENT: DAVID ANDRIEUX </a> <a title="RBI 720-721, Dec2015-Jan2016 page 5" href="https://secure.viewer.zmags.com/publication/5b629969?page=5"> Retail Banker International </a> <a title="RBI 720-721, Dec2015-Jan2016 page 6" href="https://secure.viewer.zmags.com/publication/5b629969?page=6"> FEATURE: FRAUD </a> <a title="RBI 720-721, Dec2015-Jan2016 page 7" href="https://secure.viewer.zmags.com/publication/5b629969?page=7"> Retail Banker International </a> <a title="RBI 720-721, Dec2015-Jan2016 page 8" href="https://secure.viewer.zmags.com/publication/5b629969?page=8"> INTERVIEW: WAYNE BOSSERT </a> <a title="RBI 720-721, Dec2015-Jan2016 page 9" href="https://secure.viewer.zmags.com/publication/5b629969?page=9"> Retail Banker International </a> <a title="RBI 720-721, Dec2015-Jan2016 page 10" href="https://secure.viewer.zmags.com/publication/5b629969?page=10"> Santander rooting its branches in the future The</a> <a title="RBI 720-721, Dec2015-Jan2016 page 11" href="https://secure.viewer.zmags.com/publication/5b629969?page=11"> Retail Banker International </a> <a title="RBI 720-721, Dec2015-Jan2016 page 12" href="https://secure.viewer.zmags.com/publication/5b629969?page=12"> REPORT: EQUAL OPPORTUNITY </a> <a title="RBI 720-721, Dec2015-Jan2016 page 13" href="https://secure.viewer.zmags.com/publication/5b629969?page=13"> Retail Banker International </a> <a title="RBI 720-721, Dec2015-Jan2016 page 14" href="https://secure.viewer.zmags.com/publication/5b629969?page=14"> FEATURE: 2016 FORECASTS </a> <a title="RBI 720-721, Dec2015-Jan2016 page 15" href="https://secure.viewer.zmags.com/publication/5b629969?page=15"> Retail Banker International </a> <a title="RBI 720-721, Dec2015-Jan2016 page 16" href="https://secure.viewer.zmags.com/publication/5b629969?page=16"> DIGITAL: ISRAEL </a> <a title="RBI 720-721, Dec2015-Jan2016 page 17" href="https://secure.viewer.zmags.com/publication/5b629969?page=17"> Retail Banker International </a> <a title="RBI 720-721, Dec2015-Jan2016 page 18" href="https://secure.viewer.zmags.com/publication/5b629969?page=18"> DEBATE: DIGITAL BANKING CLUB </a> <a title="RBI 720-721, Dec2015-Jan2016 page 19" href="https://secure.viewer.zmags.com/publication/5b629969?page=19"> Retail Banker International </a> <a title="RBI 720-721, Dec2015-Jan2016 page 20" href="https://secure.viewer.zmags.com/publication/5b629969?page=20"> DEBATE: DIGITAL BANKING CLUB </a> <a title="RBI 720-721, Dec2015-Jan2016 page 21" href="https://secure.viewer.zmags.com/publication/5b629969?page=21"> Retail Banker International </a> <a title="RBI 720-721, Dec2015-Jan2016 page 22" href="https://secure.viewer.zmags.com/publication/5b629969?page=22"> NEWS: DIGEST </a> <a title="RBI 720-721, Dec2015-Jan2016 page 23" href="https://secure.viewer.zmags.com/publication/5b629969?page=23"> Retail Banker International </a> <a title="RBI 720-721, Dec2015-Jan2016 page 24" href="https://secure.viewer.zmags.com/publication/5b629969?page=24"> NEWS: DIGEST </a> <a title="RBI 720-721, Dec2015-Jan2016 page 25" href="https://secure.viewer.zmags.com/publication/5b629969?page=25"> Retail Banker International </a> <a title="RBI 720-721, Dec2015-Jan2016 page 26" href="https://secure.viewer.zmags.com/publication/5b629969?page=26"> GUEST COMMENT: INFOSYS </a> <a title="RBI 720-721, Dec2015-Jan2016 page 27" href="https://secure.viewer.zmags.com/publication/5b629969?page=27"> POWERED BY Join thousands of financ</a> <a title="RBI 720-721, Dec2015-Jan2016 page 28" href="https://secure.viewer.zmags.com/publication/5b629969?page=28"> </a>