If you are visually impaired or blind, you can visit the PDF version by Pressing CONTROL + ALT + 4
<br /> FINANCIAL<br /> SERVICES<br /> FACULTY<br /> ICAEW.COM/FSFISSUE 122<br /> JANUARY 2018<br /> FSFocus<br /> TIME TO DIVERSIFY<br /> EXPLORING THE<br /> OPPORTUNITIES IN<br /> THE MIDDLE EAST<br /> THE RIGHT ATTITUDE<br /> INTO A WORLD<br /> OF BEHAVIOURAL<br /> ECONOMICS<br /> WHAT<br /> WOMEN<br /> WANT<br /> How financial services<br /> firms can attract and retain<br /> female staff and customers<br /> CONNECTIONS MADE<br /> MORE REWARDING<br /> SENSUS CONNECT* BOWERS & WILKINS*<br /> YOUR EXCLUSIVE MEMBER BENEFITS<br /> The connections we make have the power to improve our lives. As a member of ICAEW, you have unique access to<br /> savings on the subtle Swedish craftsmanship of the Volvo Cars range. You'll also get a selection of other<br /> programme benefits – each one designed to help you get the most from your Volvo car.<br /> <a title="FS Focus JANUARY 18 page 1" href="https://secure.viewer.zmags.com/publication/55190023?page=1"> FINANCIAL SERVICES FACULTY ICAEW.COM/FSFISSUE 12</a> <a title="FS Focus JANUARY 18 page 2" href="https://secure.viewer.zmags.com/publication/55190023?page=2"> CONNECTIONS MADE MORE REWARDING </a> <a title="FS Focus JANUARY 18 page 3" href="https://secure.viewer.zmags.com/publication/55190023?page=3"> January 2018 Issue 122 10 COVER STORY EQUAL MEAS</a> <a title="FS Focus JANUARY 18 page 4" href="https://secure.viewer.zmags.com/publication/55190023?page=4"> WELCOME Welcome to the future As professio</a> <a title="FS Focus JANUARY 18 page 5" href="https://secure.viewer.zmags.com/publication/55190023?page=5"> N E EWS & VENTS CHAIRMAN'S REPORT: RISK AND REG</a> <a title="FS Focus JANUARY 18 page 6" href="https://secure.viewer.zmags.com/publication/55190023?page=6"> NEW ANA GETTY S LYSIS RACE FOR EUROPEAN BANK</a> <a title="FS Focus JANUARY 18 page 7" href="https://secure.viewer.zmags.com/publication/55190023?page=7"> complexity. I struggle to see an outcome in which</a> <a title="FS Focus JANUARY 18 page 8" href="https://secure.viewer.zmags.com/publication/55190023?page=8"> SMITH UPFRONT Over the y</a> <a title="FS Focus JANUARY 18 page 9" href="https://secure.viewer.zmags.com/publication/55190023?page=9"> AV </a> <a title="FS Focus JANUARY 18 page 10" href="https://secure.viewer.zmags.com/publication/55190023?page=10"> Equal measures 10 </a> <a title="FS Focus JANUARY 18 page 11" href="https://secure.viewer.zmags.com/publication/55190023?page=11"> The gender divide is a hot topic in financial ser</a> <a title="FS Focus JANUARY 18 page 12" href="https://secure.viewer.zmags.com/publication/55190023?page=12"> 53% of senior roles are held by women at Equitabl</a> <a title="FS Focus JANUARY 18 page 13" href="https://secure.viewer.zmags.com/publication/55190023?page=13"> MATT MURPHY ILLUSTRATION: for both employees and</a> <a title="FS Focus JANUARY 18 page 14" href="https://secure.viewer.zmags.com/publication/55190023?page=14"> Richard Thaler's influence over 50 years of behav</a> <a title="FS Focus JANUARY 18 page 15" href="https://secure.viewer.zmags.com/publication/55190023?page=15"> one purpose rather than another. Complementing hi</a> <a title="FS Focus JANUARY 18 page 16" href="https://secure.viewer.zmags.com/publication/55190023?page=16"> GULF IN CLASS As part of our series profiling cou</a> <a title="FS Focus JANUARY 18 page 17" href="https://secure.viewer.zmags.com/publication/55190023?page=17"> KEY TOPIC: MIDDLE EAST fundamentals are expec</a> <a title="FS Focus JANUARY 18 page 18" href="https://secure.viewer.zmags.com/publication/55190023?page=18"> THE BIG PROFILE Jonathan Evans, Lord Evans </a> <a title="FS Focus JANUARY 18 page 19" href="https://secure.viewer.zmags.com/publication/55190023?page=19"> for access to digital communications when appropr</a> <a title="FS Focus JANUARY 18 page 20" href="https://secure.viewer.zmags.com/publication/55190023?page=20"> TECHNICAL: ASSET MANAGEMENT A FORCE FOR GOO</a> <a title="FS Focus JANUARY 18 page 21" href="https://secure.viewer.zmags.com/publication/55190023?page=21"> Fine-tune your pension Let us help you get the mo</a> <a title="FS Focus JANUARY 18 page 22" href="https://secure.viewer.zmags.com/publication/55190023?page=22"> GETTY WHAT IS IT? The Insurance Distribution Dir</a> <a title="FS Focus JANUARY 18 page 23" href="https://secure.viewer.zmags.com/publication/55190023?page=23"> TECHNICAL: INSURANCE REGULATION post Brexit a</a> <a title="FS Focus JANUARY 18 page 24" href="https://secure.viewer.zmags.com/publication/55190023?page=24"> DIVIDING MYTH FROM REALITY High-frequency trading</a> <a title="FS Focus JANUARY 18 page 25" href="https://secure.viewer.zmags.com/publication/55190023?page=25"> or all of their trading. It is not just the prese</a> <a title="FS Focus JANUARY 18 page 26" href="https://secure.viewer.zmags.com/publication/55190023?page=26"> FINANCIAL CRIME CLINIC Denis O'Connor provides a </a> <a title="FS Focus JANUARY 18 page 27" href="https://secure.viewer.zmags.com/publication/55190023?page=27"> CHECK THE MEDIA This piece of business presents a</a> <a title="FS Focus JANUARY 18 page 28" href="https://secure.viewer.zmags.com/publication/55190023?page=28"> TECHNICAL: REFERENCE TECHNICAL DIRECTORY A round</a> <a title="FS Focus JANUARY 18 page 29" href="https://secure.viewer.zmags.com/publication/55190023?page=29"> </a> <a title="FS Focus JANUARY 18 page 30" href="https://secure.viewer.zmags.com/publication/55190023?page=30"> PEOPLE IN FOCUS BARCLAYS HAS NEW NON-EXEC D</a> <a title="FS Focus JANUARY 18 page 31" href="https://secure.viewer.zmags.com/publication/55190023?page=31"> PEOPLE tiered according to the level of inves</a> <a title="FS Focus JANUARY 18 page 32" href="https://secure.viewer.zmags.com/publication/55190023?page=32"> T B ID CPD TIME OUT Robert McNamara expla</a> <a title="FS Focus JANUARY 18 page 33" href="https://secure.viewer.zmags.com/publication/55190023?page=33"> PEOPLE Shipman, a lecturer in economics at t</a> <a title="FS Focus JANUARY 18 page 34" href="https://secure.viewer.zmags.com/publication/55190023?page=34"> UU SED NFOC From its mysteriou</a> <a title="FS Focus JANUARY 18 page 35" href="https://secure.viewer.zmags.com/publication/55190023?page=35"> </a> <a title="FS Focus JANUARY 18 page 36" href="https://secure.viewer.zmags.com/publication/55190023?page=36"> With Hiscox Home Insurance there is no need to ac</a>