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<br /> 20 Environmental<br /> Social<br /> 24 Governance<br /> Report<br /> 20<br /> 24<br /> Environmental<br /> Social<br /> Governance<br /> Report<br /> A Message from Our Chairman, President and CEO ...................................................... 01<br /> Environmental .......................................................................................................................... 02<br /> Emission and Energy Reduction Efforts ...................................................................... 02<br /> Investing for the Future.................................................................................................... 04<br /> Safeguards to Manage Concentration of Risk............................................................ 05<br /> Risk Management That Protects Clients and the Environment ............................... 06<br /> Social..........................................................<a title="2024 ESG Report_ZMags page 1" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=1"> 20 Environmental Social 24 Governance Report</a> <a title="2024 ESG Report_ZMags page 2" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=2"> 20 24 Environmental Social Governance Report </a> <a title="2024 ESG Report_ZMags page 3" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=3"> A MESSAGE FROM OUR CHAIRMAN, PRESIDENT AND CEO T</a> <a title="2024 ESG Report_ZMags page 4" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=4"> Federated calculates its greenhouse gas emissions</a> <a title="2024 ESG Report_ZMags page 5" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=5"> Energy Efficiency Initiatives Achieving greater ene</a> <a title="2024 ESG Report_ZMags page 6" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=6"> Paperless Business Processes Federated continuous</a> <a title="2024 ESG Report_ZMags page 7" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=7"> SAFEGUARDS TO MANAGE CONCENTRATION OF RISK The in</a> <a title="2024 ESG Report_ZMags page 8" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=8"> Commercial fires can be deadly, costly, devastatin</a> <a title="2024 ESG Report_ZMags page 9" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=9"> Keeping Hazardous Materials Contained There are t</a> <a title="2024 ESG Report_ZMags page 10" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=10"> Social Federated policyholders are among the best</a> <a title="2024 ESG Report_ZMags page 11" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=11"> Employee Referral Program Current employees are t</a> <a title="2024 ESG Report_ZMags page 12" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=12"> </a> <a title="2024 ESG Report_ZMags page 13" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=13"> Financial Planning and Retirement Readiness Anoth</a> <a title="2024 ESG Report_ZMags page 14" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=14"> Career-Long Learning and Development The insuranc</a> <a title="2024 ESG Report_ZMags page 15" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=15"> Left: Federated’s Learning Center Team. Right: A </a> <a title="2024 ESG Report_ZMags page 16" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=16"> Employee Education and Dialogue Company-wide cele</a> <a title="2024 ESG Report_ZMags page 17" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=17"> Diversity and Inclusion Pillars Employee Educatio</a> <a title="2024 ESG Report_ZMags page 18" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=18"> FEDERATED CARES Our corporate charitable giving b</a> <a title="2024 ESG Report_ZMags page 19" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=19"> Unique Benefits Encourage Giving Back Full- and pa</a> <a title="2024 ESG Report_ZMags page 20" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=20"> Federated Challenge Scholarship A portion of fund</a> <a title="2024 ESG Report_ZMags page 21" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=21"> OWATONNA COMMUNITY IMPACT Federated’s corporate h</a> <a title="2024 ESG Report_ZMags page 22" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=22"> THE FOUR CORNERSTONES Equity We practice eq</a> <a title="2024 ESG Report_ZMags page 23" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=23"> Third Party Risk Management Federated operates a </a> <a title="2024 ESG Report_ZMags page 24" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=24"> Cyber Security Testing Our Information Security T</a> <a title="2024 ESG Report_ZMags page 25" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=25"> INDEPENDENT AFFIRMATION OF FINANCIAL AND OPERATIO</a> <a title="2024 ESG Report_ZMags page 26" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=26"> FEDERATED MUTUAL INSURANCE COMPANIES BOARD OF DIR</a> <a title="2024 ESG Report_ZMags page 27" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=27"> As a mutual insurance company, we believe our val</a> <a title="2024 ESG Report_ZMags page 28" href="https://secure.viewer.zmags.com/publication/50ff0b62?page=28"> This publication is for general information only </a>