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<br /> FINANCIAL<br /> SERVICES<br /> FACULTY<br /> ICAEW.COM/FSFISSUE 132<br /> DECEMBER 2018<br /> FSFocus<br /> DECK THE HALLS<br /> HOW TO KEEP STAFF<br /> MERRY AT YOUR<br /> CHRISTMAS PARTY<br /> ANALYSING FINTECH<br /> KIRSTIN GILLON<br /> BREAKS DOWN THE<br /> PRESSING ISSUES<br /> TOO MUCH INFO<br /> LEARNING FROM<br /> MISTAKES IN LENGTHY<br /> BOARD REPORTS<br /> LOOKING INTO THE FUTURE<br /> Leading financial services figures predict what the important issues will be in 2019<br /> CONNECTIONS MADE MORE REWARDING<br /> THE VOLVO XC90. WITH EXCLUSIVE MEMBER BENEFITS<br /> Theconnectionswemakehavethepowertoimproveourlives.As AFFINITY FREE<br /> a member of ICAEW, you have access to savings on our flagship PARTNER £ METALLIC<br /> SUV – the Volvo XC90. 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