<br />
HMO CHANGES<br />
The broker’s guide to TAX<br />
In association with<br />
Un<br />
the<br />
rul<br />
derstand<br />
new<br />
es<br />
Support your<br />
landlord clients<br />
Find HMO<br />
funding solutions<br />
<br />
WELCOME & CONTENTS<br />
Welcome Contents <br />
L Page 4<br />
etting to tenants in a House in<br />
Multiple Occupation (HMO) is What are the new HMO<br />
increasingly popular with landlords, rules? <br />
due to attractive yields and income.<br />
But legal changes imposed from 1st<br />
October 2018 mean that all HMO<br />
landlords now need to apply for a licence<br />
with their local authority – and comply<br />
with other new rules.<br />
It’s early days under this new system, but the impact of the<br />
HMO changes on affected landlords will ran<a title="HMO.SUPP.ZMAG.PRINT page 1" href="https://secure.viewer.zmags.com/publication/1d9733a2?page=1"> HMO CHANGES The broker’s guide to </a>
<a title="HMO.SUPP.ZMAG.PRINT page 2" href="https://secure.viewer.zmags.com/publication/1d9733a2?page=2"> </a>
<a title="HMO.SUPP.ZMAG.PRINT page 3" href="https://secure.viewer.zmags.com/publication/1d9733a2?page=3"> WELCOME & CONTENTS Welcome Contents L </a>
<a title="HMO.SUPP.ZMAG.PRINT page 4" href="https://secure.viewer.zmags.com/publication/1d9733a2?page=4"> C oping with change is an essent</a>
<a title="HMO.SUPP.ZMAG.PRINT page 5" href="https://secure.viewer.zmags.com/publication/1d9733a2?page=5"> RULES O rules? must also comply with new minimum</a>
<a title="HMO.SUPP.ZMAG.PRINT page 6" href="https://secure.viewer.zmags.com/publication/1d9733a2?page=6"> F irst of all, not all of your lan</a>
<a title="HMO.SUPP.ZMAG.PRINT page 7" href="https://secure.viewer.zmags.com/publication/1d9733a2?page=7"> IMPACT e ges? their licence and failed to do so. </a>
<a title="HMO.SUPP.ZMAG.PRINT page 8" href="https://secure.viewer.zmags.com/publication/1d9733a2?page=8"> T he buy-to-let market is complic</a>
<a title="HMO.SUPP.ZMAG.PRINT page 9" href="https://secure.viewer.zmags.com/publication/1d9733a2?page=9"> MAGELLAN HOMELOANS landlords storage space and b</a>
<a title="HMO.SUPP.ZMAG.PRINT page 10" href="https://secure.viewer.zmags.com/publication/1d9733a2?page=10"> T he HMO rule changes are yet ano</a>
<a title="HMO.SUPP.ZMAG.PRINT page 11" href="https://secure.viewer.zmags.com/publication/1d9733a2?page=11"> SUPPORT t your clients Portfolio problems? I</a>
<a title="HMO.SUPP.ZMAG.PRINT page 12" href="https://secure.viewer.zmags.com/publication/1d9733a2?page=12"> CASTLE TRUST Overcoming HMO hur 12 Castl</a>
<a title="HMO.SUPP.ZMAG.PRINT page 13" href="https://secure.viewer.zmags.com/publication/1d9733a2?page=13"> CASTLE TRUST dles landlords improved security of</a>
<a title="HMO.SUPP.ZMAG.PRINT page 14" href="https://secure.viewer.zmags.com/publication/1d9733a2?page=14"> Not all HMO landlords will be impacted immediatel</a>
<a title="HMO.SUPP.ZMAG.PRINT page 15" href="https://secure.viewer.zmags.com/publication/1d9733a2?page=15"> We're prepared to stick our neck out Our mortgage</a>
<a title="HMO.SUPP.ZMAG.PRINT page 16" href="https://secure.viewer.zmags.com/publication/1d9733a2?page=16"> </a>