<br />
FALL / 2025<br />
VOL 10<br />
ISSUE<br />
No 1<br />
®<br />
The official publication of the MAINE ASSOCIATION OF Realtors®<br />
THE ART OF THE APPRAISAL<br />
Keep Your Eye on the Finish Line<br />
<br />
Legislative Recap<br />
Moving to Maine?<br />
An insurance update<br />
Backyard Buzz<br />
Realtor® Safety Month ALSO INSIDE<br />
<br />
THIS ISSUE SPONSORED BY <br />
Less is More!<br />
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bank throughout the life of your loan,<br />
you'll enjoy greater confidence<br />
from start to finish.<br />
Choose Kennebec Savings Bank<br />
for a smoother, more personal<br />
loan experience.<br />
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secondary market rules and paperwork that do not apply to you.<br />
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to find out how we streamline the loan process, eliminating <br />
www.kennebecsavings.bank<br <a title="51436_ZHR page 1" href="https://secure.viewer.zmags.com/publication/18e309e2?page=1"> FALL / 2025 VOL 10 ISSUE No 1 ® The offic</a>
<a title="51436_ZHR page 2" href="https://secure.viewer.zmags.com/publication/18e309e2?page=2"> Less is More! With one point of contact and one t</a>
<a title="51436_ZHR page 3" href="https://secure.viewer.zmags.com/publication/18e309e2?page=3"> Oxford FCU partners with CUSO Home Lending to off</a>
<a title="51436_ZHR page 4" href="https://secure.viewer.zmags.com/publication/18e309e2?page=4"> Contents 26 Features MAIN FEAT</a>
<a title="51436_ZHR page 5" href="https://secure.viewer.zmags.com/publication/18e309e2?page=5"> Buy. Build. Bundle. Meet the All-New Mutual Banki</a>
<a title="51436_ZHR page 6" href="https://secure.viewer.zmags.com/publication/18e309e2?page=6"> FALL / 2025 VOL 10 ISSUE No 1 The official p</a>
<a title="51436_ZHR page 7" href="https://secure.viewer.zmags.com/publication/18e309e2?page=7"> and the National Association of REALTORS® convent</a>
<a title="51436_ZHR page 8" href="https://secure.viewer.zmags.com/publication/18e309e2?page=8"> The Front Porch INFORMATION ABOUT THE MAINE ASSOC</a>
<a title="51436_ZHR page 9" href="https://secure.viewer.zmags.com/publication/18e309e2?page=9"> FIRST TIME HOMEBUYER LOANS As Low </a>
<a title="51436_ZHR page 10" href="https://secure.viewer.zmags.com/publication/18e309e2?page=10"> Legal Spotlight Hannah McMullen 2025 Legislat</a>
<a title="51436_ZHR page 11" href="https://secure.viewer.zmags.com/publication/18e309e2?page=11"> Public Law Chapter 365 (LD 1765) “An Act to Ensur</a>
<a title="51436_ZHR page 12" href="https://secure.viewer.zmags.com/publication/18e309e2?page=12"> Commission Corner “GROW HOUSE” HAZARDS O </a>
<a title="51436_ZHR page 13" href="https://secure.viewer.zmags.com/publication/18e309e2?page=13"> MaineHousing MAINE STATE HOUSING AUTHORITY </a>
<a title="51436_ZHR page 14" href="https://secure.viewer.zmags.com/publication/18e309e2?page=14"> INSURANCE Cale Pickford is a personal insurance</a>
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<a title="51436_ZHR page 16" href="https://secure.viewer.zmags.com/publication/18e309e2?page=16"> MEMBER BENEFITS SPOTLIGHT PRO Acc</a>
<a title="51436_ZHR page 17" href="https://secure.viewer.zmags.com/publication/18e309e2?page=17"> NEW! The future of real estate has arrived </a>
<a title="51436_ZHR page 18" href="https://secure.viewer.zmags.com/publication/18e309e2?page=18"> TheArt of the Appraisal D BY LEE NELSON </a>
<a title="51436_ZHR page 19" href="https://secure.viewer.zmags.com/publication/18e309e2?page=19"> “The best thing REALTORS® can do for their seller</a>
<a title="51436_ZHR page 20" href="https://secure.viewer.zmags.com/publication/18e309e2?page=20"> “They can point out the new furnace, roof, wi</a>
<a title="51436_ZHR page 21" href="https://secure.viewer.zmags.com/publication/18e309e2?page=21"> 21 FALL / 2025</a>
<a title="51436_ZHR page 22" href="https://secure.viewer.zmags.com/publication/18e309e2?page=22"> Navigating the Waters WHEN H₂O THREATENS YOUR NEX</a>
<a title="51436_ZHR page 23" href="https://secure.viewer.zmags.com/publication/18e309e2?page=23"> Your d o oo Our d home D</a>
<a title="51436_ZHR page 24" href="https://secure.viewer.zmags.com/publication/18e309e2?page=24"> Capitol Business BY J. ANDREW CASHMAN, ESQ. A LOB</a>
<a title="51436_ZHR page 25" href="https://secure.viewer.zmags.com/publication/18e309e2?page=25"> Show Me The NUMBERS Number of Residential </a>
<a title="51436_ZHR page 26" href="https://secure.viewer.zmags.com/publication/18e309e2?page=26"> state news roundup Greater Bangor Association of </a>
<a title="51436_ZHR page 27" href="https://secure.viewer.zmags.com/publication/18e309e2?page=27"> Greater Portland Board of REALTORS® </a>
<a title="51436_ZHR page 28" href="https://secure.viewer.zmags.com/publication/18e309e2?page=28"> REALTORS: Don’t forget to research each iss</a>
<a title="51436_ZHR page 29" href="https://secure.viewer.zmags.com/publication/18e309e2?page=29"> SPECIALIZED WATER CARE WATER TREATMENT SPECIALIZE</a>
<a title="51436_ZHR page 30" href="https://secure.viewer.zmags.com/publication/18e309e2?page=30"> Clip and Save S H A R E T H I S</a>
<a title="51436_ZHR page 31" href="https://secure.viewer.zmags.com/publication/18e309e2?page=31"> Local decision making PHOTOGRAPHED BY JULIAN </a>
<a title="51436_ZHR page 32" href="https://secure.viewer.zmags.com/publication/18e309e2?page=32"> Homeowners get peace of mind with basement waterp</a>