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<br /> Water backup:<br /> what's covered, what's not<br /> <br /> <br /> <br /> <br /> <br /> <br /> Toilet or shower drain<br /> gets clogged from an<br /> obstruction on the<br /> premises. It overflows,<br /> causing damage.<br /> Covered by the Safeco homeowners policy<br /> Tree root in the<br /> property's yard<br /> blocks a drain and<br /> causes overflow.<br /> Covered by the Safeco homeowners policy<br /> <br /> Covered by Safeco's optional endorsement<br /> A sump pump gets<br /> overwhelmed<br /> and causes an<br /> overflow into<br /> a home's basement.<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> Not covered by<a title="Water Backup slideshow page 1" href="https://secure.viewer.zmags.com/publication/09416023?page=1"> Water backup: what's covered, what's no</a> <a title="Water Backup slideshow page 2" href="https://secure.viewer.zmags.com/publication/09416023?page=2"> Toilet or shower drain gets clogged from an obstr</a> <a title="Water Backup slideshow page 3" href="https://secure.viewer.zmags.com/publication/09416023?page=3"> Tree root in the property's yard blocks a drain a</a> <a title="Water Backup slideshow page 4" href="https://secure.viewer.zmags.com/publication/09416023?page=4"> Covered by Safeco's optional endorsement</a> <a title="Water Backup slideshow page 5" href="https://secure.viewer.zmags.com/publication/09416023?page=5"> </a> <a title="Water Backup slideshow page 6" href="https://secure.viewer.zmags.com/publication/09416023?page=6"> Overflow originating o -premises Sewer line break</a> <a title="Water Backup slideshow page 7" href="https://secure.viewer.zmags.com/publication/09416023?page=7"> Sub-surface water Swimming pool or sprinkler syst</a>