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<br /> February 2013 Issue 686 www.retailbankerinternational.com<br /> AVAS OUT OF THE BAG?<br /> ● Distribution: Svyaznoy Bank to change the way Russians pay<br /> ● Marketing: first direct plans to stay on top for satisfaction<br /> ● Technology: ING Turkey’s branch of the future is here<br /> ●Strategy: New Zealand’s big four on the digital channel<br /> New Research Report<br /> Making Money from Micropayments<br /> Spending habits are changing. Consumers have become increasingly digitalised over the past 15 years, and micropayments have enjoyed<br /> success, as internet and mobile payment channels become more widely accepted. But for businesses to take full advantage of the<br /> micropayments opportunity, they must plan ahead to suit a market which is still in its developing stages. This new report shows you how<br /> to harness the potential of this emerging market.<br /> Buy this report to:<br /> < G<a title="RBI 686, February 2013 page 1" href="https://secure.viewer.zmags.com/publication/07a8a128?page=1"> February 2013 Issue 686 </a> <a title="RBI 686, February 2013 page 2" href="https://secure.viewer.zmags.com/publication/07a8a128?page=2"> New Research Report Making Money from Micropaymen</a> <a title="RBI 686, February 2013 page 3" href="https://secure.viewer.zmags.com/publication/07a8a128?page=3"> Retail Banker International </a> <a title="RBI 686, February 2013 page 4" href="https://secure.viewer.zmags.com/publication/07a8a128?page=4"> SECTION: NEWS </a> <a title="RBI 686, February 2013 page 5" href="https://secure.viewer.zmags.com/publication/07a8a128?page=5"> Retail Banker International </a> <a title="RBI 686, February 2013 page 6" href="https://secure.viewer.zmags.com/publication/07a8a128?page=6"> MARKETING: FIRST DIRECT </a> <a title="RBI 686, February 2013 page 7" href="https://secure.viewer.zmags.com/publication/07a8a128?page=7"> Retail Banker International </a> <a title="RBI 686, February 2013 page 8" href="https://secure.viewer.zmags.com/publication/07a8a128?page=8"> PRODUCTS: CURRENT ACCOUNTS </a> <a title="RBI 686, February 2013 page 9" href="https://secure.viewer.zmags.com/publication/07a8a128?page=9"> Retail Banker International </a> <a title="RBI 686, February 2013 page 10" href="https://secure.viewer.zmags.com/publication/07a8a128?page=10"> DISTRIBUTION: ING TURKEY </a> <a title="RBI 686, February 2013 page 11" href="https://secure.viewer.zmags.com/publication/07a8a128?page=11"> Retail Banker International </a> <a title="RBI 686, February 2013 page 12" href="https://secure.viewer.zmags.com/publication/07a8a128?page=12"> INTERVIEW: SVYAZNOY BANK </a> <a title="RBI 686, February 2013 page 13" href="https://secure.viewer.zmags.com/publication/07a8a128?page=13"> Retail Banker International </a> <a title="RBI 686, February 2013 page 14" href="https://secure.viewer.zmags.com/publication/07a8a128?page=14"> DISTRIBUTION: NEW ZEALAND DIGITAL BANKING </a> <a title="RBI 686, February 2013 page 15" href="https://secure.viewer.zmags.com/publication/07a8a128?page=15"> Retail Banker International </a> <a title="RBI 686, February 2013 page 16" href="https://secure.viewer.zmags.com/publication/07a8a128?page=16"> NEWS: DIGEST </a> <a title="RBI 686, February 2013 page 17" href="https://secure.viewer.zmags.com/publication/07a8a128?page=17"> Retail Banker International </a> <a title="RBI 686, February 2013 page 18" href="https://secure.viewer.zmags.com/publication/07a8a128?page=18"> TECHNOLOGY: FINOVATE 2013 </a> <a title="RBI 686, February 2013 page 19" href="https://secure.viewer.zmags.com/publication/07a8a128?page=19"> Retail Banker International </a> <a title="RBI 686, February 2013 page 20" href="https://secure.viewer.zmags.com/publication/07a8a128?page=20"> PRODUCTS: CURRENT ACCOUNTS </a> <a title="RBI 686, February 2013 page 21" href="https://secure.viewer.zmags.com/publication/07a8a128?page=21"> Retail Banker International </a> <a title="RBI 686, February 2013 page 22" href="https://secure.viewer.zmags.com/publication/07a8a128?page=22"> PRODUCTS: SAVINGS </a> <a title="RBI 686, February 2013 page 23" href="https://secure.viewer.zmags.com/publication/07a8a128?page=23"> A new and in-depth report on the global mass afflu</a> <a title="RBI 686, February 2013 page 24" href="https://secure.viewer.zmags.com/publication/07a8a128?page=24"> New report for the financial services industry Bes</a>