<br />
Environmental, Social, Governance Report<br />
2025<br />
As a mutual insurance company, we believe<br />
our value is measured by the success of our clients.<br />
It’s Our Business to Protect Yours®<br />
TABLE OF CONTENTS<br />
Environmental ........................ 2<br />
Social ....................................... 6<br />
Governance .......................... 12<br />
A MESSAGE FROM OUR CHAIRMAN,<br />
PRESIDENT AND CEO<br />
World-class insurance organizations offer more than just coverage.<br />
They provide policyholders with unmatched customer service and<br />
superior value, all while achieving outstanding financial results<br />
that allow them to reinvest in their client offerings, employees, and<br />
communities. They act with integrity and ethics, understanding the<br />
trust and responsibility clients expect and deserve from our industry.<br />
They are also proactive, forward-looking, and help build a brighter<br />
futu<a title="2025 ESG Report_Zmag page 1" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=1"> Environmental, Social, Governance Report 2025</a>
<a title="2025 ESG Report_Zmag page 2" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=2"> As a mutual insurance company, we believe</a>
<a title="2025 ESG Report_Zmag page 3" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=3"> TABLE OF CONTENTS Environmental .................</a>
<a title="2025 ESG Report_Zmag page 4" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=4"> ENVIRONMENTAL In 2025, we responsibly managed car</a>
<a title="2025 ESG Report_Zmag page 5" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=5"> From Business Processes to Recycling Bins As redu</a>
<a title="2025 ESG Report_Zmag page 6" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=6"> RESPONDING TO CLIMATE RISK AND SUPPORTING INNOVAT</a>
<a title="2025 ESG Report_Zmag page 7" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=7"> Federated DriveSAFESM Telematics continued to pos</a>
<a title="2025 ESG Report_Zmag page 8" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=8"> SOCIAL Federated Insurance operates with a unique</a>
<a title="2025 ESG Report_Zmag page 9" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=9"> RETAINING WORLD-CLASS PEOPLE Federated Insurance </a>
<a title="2025 ESG Report_Zmag page 10" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=10"> We hosted a series of 1980s-themed celebrations l</a>
<a title="2025 ESG Report_Zmag page 11" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=11"> IN PURSUIT OF EXCELLENCE To support career-long l</a>
<a title="2025 ESG Report_Zmag page 12" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=12"> Federated Challenge Co-Chairs Nicholas and Jessic</a>
<a title="2025 ESG Report_Zmag page 13" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=13"> Caring for Our Headquarters City While Federated </a>
<a title="2025 ESG Report_Zmag page 14" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=14"> GOVERNANCE As a mutual company, Federated Insuran</a>
<a title="2025 ESG Report_Zmag page 15" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=15"> Business Continuity Builds Resilience Understandi</a>
<a title="2025 ESG Report_Zmag page 16" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=16"> PROACTIVELY DEFENDING AGAINST CYBER THREATS Feder</a>
<a title="2025 ESG Report_Zmag page 17" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=17"> AFFIRMING OUR FINANCIAL STRENGTH AND OPERATIONAL </a>
<a title="2025 ESG Report_Zmag page 18" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=18"> FEDERATED INSURANCE COMPANIES BOARD OF DIRECTORS </a>
<a title="2025 ESG Report_Zmag page 19" href="https://secure.viewer.zmags.com/publication/02a2e9ed?page=19"> This publication is for general information only </a>